550 Lakeview Dr, Eclectic, AL 36024 Property Records

Elmore County property record for 550 Lakeview Dr, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,300 sqft · built 1965
Lot Size	0.193 acres (8,429 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2019)
Tax Bill	$2,207 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-21-2-001-011.000`

Property Details

APN / Parcel Number

Primary APN	`07-05-21-2-001-011.000`
Alternative APN	`407890`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,429 sqft (0.193 acres)
Garage Type	Basement
Garage Area	520 sqft
Porch	Patio
Porch Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	550 LAKEVIEW DR
City	ECLECTIC
State	AL
Zip	36024-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 CRESTVIEW SUBD 4/76
Legal Range	21E
Legal Township	20N
Legal Section	21
Legal Subdivision	CRESTVIEW SUB
Legal Lot Number	5-6
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2037
Census Tract	30300

Owner

550 Lakeview Dr is owned by an individual who bought it in May 2019.

Source: Elmore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4145 OLD LEEDS LN, MOUNTAIN BRK, AL 35213-3237
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Dec 9, 2024	Deed of Trust, Mortgage · Line of Credit OAKWORTH CAPITAL BANK
Sep 19, 2024	Deed of Trust, Mortgage · Construction Mortgage WILCO CAPITAL MANAGEMENT INC
May 13, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Deed Book / Page	2019 / 22696
Prior Transfer Date	May 9, 2019
Prior Transfer Doc	2019/22696
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	550 LAKEVIEW DR, ECLECTIC, AL 36024-4500
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/49355
Date	Jul 21, 2020
Book Page	2020/49355

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	550 LAKEVIEW DR, ECLECTIC, AL 36024-4500
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 OLD LEEDS LN, MOUNTAIN BRK, AL 35213-3237
Investor	Possibly a Property Investor

Mortgage

Document Number	2021/55205
Date	Jun 29, 2021
Book Page	2021/55205

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	BIRMINGHAM, AL 35242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	550 LAKEVIEW DR, ECLECTIC, AL 36024-4500
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 OLD LEEDS LN, MOUNTAIN BRK, AL 35213-3237

Mortgage

Document Number	2024/62519
Date	Dec 9, 2024
Book Page	2024/62519

Lender

Name	OAKWORTH CAPITAL BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	550 LAKEVIEW DR, ECLECTIC, AL 36024-4500
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 OLD LEEDS LN, MOUNTAIN BRK, AL 35213-3237

Mortgage

Document Number	2024/48570
Date	Sep 19, 2024
Book Page	2024/48570

Lender

Name	WILCO CAPITAL MANAGEMENT INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	May 13, 2019
Property Address	550 LAKEVIEW DR, ECLECTIC, AL 36024-4500
Document Number	2019/22696
Book / Page	2019 / 22696
Map Reference	PL 4 PG 76
Instrument Date	May 9, 2019
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2125 KENT WAY, HOOVER, AL 35226-3113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 OLD LEEDS LN, MOUNTAIN BRK, AL 35213-3237

Tax Assessment & Valuation

The 2026 property tax bill for 550 Lakeview Dr was $2,207, up 6.8% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,207.00 (+6.82%)
2025	$2,066.00 (+6.77%)	$80,660 (+6.98%)	$526,170 (+39.6%) Land $151,160 Building $375,010
2024	$1,935.00	$75,400 (+0.02%)	$376,920 (-) Land $151,160 Building $225,760
2023	$1,935.00 (+30.13%)	$75,384 (+31.17%) Land $30,232 Building $45,152	$376,920 (+31.17%) Land $151,160 Building $225,760
2022	$1,487.00	$57,470 Land $29,352 Building $28,118	$287,350 Land $146,760 Building $140,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 Lakeview Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Lakeview Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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