San Diego County property record for 550 Kristen Ct, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,291 sqft · built 1998 |
| Lot Size | 0.314 acres (13,666 sqft) |
| Owner | Company Name on File |
| Last Sale | $495,000 (Apr 1999) |
| Tax Bill | $10,493 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-420-35-00 |
| Primary APN | 258-420-35-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,291 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 13,666 sqft (0.314 acres) |
| Parking Spaces | 4 Parking Spaces |
| Old Parcel Number | 2584201900 |
|---|---|
| Street Address | 550 KRISTEN CT |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-2788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LOT 20 DOC97-570235 IN LOTS 18&19& TR 013345 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 013345 |
| Legal Block | 1 |
| Legal Lot Number | 18-20 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 17605 |
Source: San Diego County records · APN 258-420-35-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 550 KRISTEN CT, ENCINITAS, CA 92024-2788 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 22, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jan 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FINLEY PROPERTIES CORP |
| Jan 22, 2021 | Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 1999 · Amount on Record |
| Deed Sale | Apr 13, 1999 · Amount on Record |
| Prior Sale | Nov 12, 1997 · Amount on Record |
| Deed Document Number | 1999245554 |
| Last Transfer Date | Jan 18, 2021 |
| Transfer Doc | 0000051528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 550 KRISTEN CT, ENCINITAS, CA 92024-2788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000545360 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 2019-0545360 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 15, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 22, 2021 |
| Property Address | 550 KRISTEN CT, ENCINITAS, CA 92024-2788 |
| Document Number | 0000051528 |
| Map Reference | MAP 13345 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 2021-0051528 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 550 KRISTEN CT, ENCINITAS, CA 92024-2788 |
| Document Number | 0000051529 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-0051529 |
| Name | FINLEY PROPERTIES CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 22, 2021 |
| Property Address | 550 KRISTEN CT, ENCINITAS, CA 92024-2788 |
| Document Number | 0000051530 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 51530 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 550 KRISTEN CT ENCINITAS CA 920242788, ENCINITAS, CA 92024-2788 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $823,419 (+2%) Land $202,913 Building $620,506 | |
| 2025 | $10,493.00 (+5.61%) Homeowner's exemption | $807,275 (+4.04%) Land $198,935 Building $608,340 |
| 2023 | $9,936.00 (+2.14%) Homeowner's exemption | $775,929 Land $191,211 Building $584,718 |
| 2022 | $9,728.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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