550 Irish Rd, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 550 Irish Rd, Carmel, ME 04419

Property Summary

Property Type	Single Family Home
Lot Size	14 acres (609,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,100 (Oct 2025)
Tax Bill	$3,681 (2025)
Deeds & Mortgages	May 2021 Refinance Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CARM M:0011 L:24-2`

Property Details

APN / Parcel Number

Primary APN	`CARM M:0011 L:24-2`
Alternative APN	`119`

Exterior

Architectural Style	Multi-Family
Lot Area	609,840 sqft (14 acres)

Location & Zoning

Account Number	119
Street Address	550 IRISH RD
City	CARMEL
State	ME
Zip	04419-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	24-2
Jurisdiction	CARMEL ME
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1007
Census Tract	11000

Owner

Source: Penobscot County and Carmel Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 IRISH RD, CARMEL, ME 04419-3007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KATHADIN TRUST CO
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit KATHADIN TRUST CO
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage KATHADIN TRUST CO
Jun 17, 2019	Deed of Trust, Mortgage KATAHDIN TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Deed Document Number	202526758
Deed Book / Page	17647 / 295
Prior Transfer Date	Sep 26, 2025
Prior Transfer Doc	0176470295
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	550 IRISH RD, CARMEL, ME 04419-3007
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160300338
Date	May 21, 2021
Book Page	16030/338
Instrument	16195

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	550 IRISH RD, CARMEL, ME 04419-3007
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176480069
Date	Oct 1, 2025
Book Page	17648/69
Instrument	26776

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARMEL ME
Recording Date	Oct 1, 2025
Property Address	550 IRISH RD, CARMEL, ME 04419-3007
Document Number	0176470295
Book / Page	17647 / 295
Instrument Date	Sep 26, 2025
Instrument	26758
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 IRISH RD, CARMEL, ME 04419-3007

Mortgage

Document Number	0000026768
Date	Oct 1, 2025
Instrument	26768

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	193 Months
Due	Nov 1, 2041

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	550 IRISH RD, CARMEL, ME 04419-3007
Document Number	0151860247
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 IRISH RD CARMEL ME 044193007, CARMEL, ME 04419-3007

Mortgage

Document Number	0151860247
Date	Jun 24, 2019
Book Page	015186/000247
Instrument	18047

Lender

Name	KATAHDIN TR CO
Address	PATTEN, ME 04765

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2034

Tax Assessment & Valuation

Source: Penobscot County and Carmel Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Carmel Town
Unified School District	School Administrative District 23 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,681.00 (+15.75%)	$233,000 (-) Land $59,200 Building $173,800
2024	$3,180.00 (+8.31%)	$233,000 (-) Land $59,200 Building $173,800
2022	$2,936.00	$233,000 Land $59,200 Building $173,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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