Niagara County and Lockport City property record for 550 High St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,422 sqft · built 1920 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,900 (May 2007) |
| Tax Bill | $3,904 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2923.000 |
| Primary APN | 3-2923.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 750 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 31,363 sqft (0.72 acres) |
| Lot Dimensions | 623 ft deep x 49.8 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 147 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3-2923.000 |
|---|---|
| Street Address | 550 HIGH ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-4716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | HOLLAND PURCHASE |
| Legal Block | 2 |
| Legal Lot Number | 6.001 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 23902 |
550 High St is owned and occupied by an individual who bought it in May 2007.
Source: Niagara County and Lockport City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 550 HIGH ST, LOCKPORT, NY 14094-4716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Line of Credit NIAGARAS CHOICE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2007 · Amount on File |
| Deed Sale | May 29, 2007 · Amount on File |
| Prior Sale | Jun 6, 2002 · Amount on File |
| Deed Book / Page | 3400 / 990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 550 HIGH ST, LOCKPORT, NY 14094-4716 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 550 HIGH ST, LOCKPORT, NY 14094-4716 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000147 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026-00147 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14094 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 550 HIGH ST, LOCKPORT, NY 14094-4716 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 550 HIGH ST, LOCKPORT, NY 14094-4716 |
| Document Number | 0000003146 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021-03146 |
| Name | NIAGARAS CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | NIAGARA FALLS, NY 14303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 550 High St was $3,904 with a homeowner's exemption, down 3.9% from the year before.
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,904.00 (-3.87%) Homeowner's exemption | ||
| 2025 | $4,061.00 | $147,000 Land $22,800 Building $124,200 | $147,000 Land $22,800 Building $124,200 |
| 2023 | $133,000 Land $22,800 Building $110,200 | $133,000 Land $22,800 Building $110,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 High St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (1991–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 High St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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