550 Herbert St, Stewart, MN 55385 Property Records

McLeod County property record for 550 Herbert St, Stewart, MN 55385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1924
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Mar 2015)
Tax Bill	$3,632 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20.050.0650`

Property Details

APN / Parcel Number

Primary APN	`20.050.0650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,534 sqft Total Area
1st Floor Area	1,064 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1950
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	550 HERBERT ST
City	STEWART
State	MN
Zip	55385-8479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF STEWART BLOCK-012 LOTS 1 & 4
Legal Subdivision	TOWN OF STEWART
Legal Block	12
Legal Lot Number	1,4
Jurisdiction	MCLEOD MN
Township / Civil Division	STEWART
Census Block Group	3
Census Block	3055
Census Tract	950500

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 HERBERT ST, STEWART, MN 55385-8479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage SPRING EQ LLC
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2015 · Amount on Record
Deed Sale	Mar 20, 2015 · Amount on Record
Deed Document Number	2015419367
Prior Transfer Date	May 14, 2013
Prior Transfer Doc	000A410150
Record Updated	Jun 8, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEOD MN
Recording Date	Aug 6, 2025
Property Address	550 HERBERT ST, STEWART, MN 55385-8479
Document Number	0000473822
Instrument Date	Apr 4, 2025
Instrument	473822
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 HERBERT ST, STEWART, MN 55385-8479

Mortgage

Document Number	0000473823
Date	Aug 6, 2025
Instrument	473823

Lender

Name	SPRING EQ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	May 1, 2045

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Jul 7, 2022
Property Address	550 HERBERT ST, STEWART, MN 55385-8479
Document Number	0000459970
Instrument Date	Jun 30, 2022
Instrument	459970
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 HERBERT ST, STEWART, MN 55385-8479

Mortgage

Document Number	0000459971
Date	Jul 7, 2022
Instrument	459971

Lender

Name	HOME POINT FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Stewart City
Unified School District	Buffalo Lake-Hector-Stewart Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,632.00 (+15.37%) Homeowner's exemption
2025		$188,300 (+30.49%) Land $22,300 Building $166,000	$188,300 (+30.49%) Land $22,300 Building $166,000
2024	$3,148.00 (+41.04%)	$144,300 (+4.57%) Land $20,300 Building $124,000	$144,300 (+4.57%) Land $20,300 Building $124,000
2022		$138,000 Land $19,500 Building $118,500	$138,000 Land $19,500 Building $118,500
2019	$2,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stewart serves 482 people · EPA ID MN1430009
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.58 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
RS Fiber Cooperative Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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