550 Heatherstone Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 550 Heatherstone Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	2 ba · 6,380 sqft · built 2001
Lot Size	0.321 acres (13,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,045 (Jul 2024)
Tax Bill	$7,149 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072I-29B-238`

Property Details

APN / Parcel Number

Primary APN	`072I-29B-238`
Alternative APNs	`072I-29B-238/00.00` `16518`

Interior

Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	6,380 sqft Adjusted Area
Gross Area	3,868 sqft
1st Floor Area	3,868 sqft
2nd Floor Area	1,934 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,996 sqft (0.321 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	16518
Street Address	550 HEATHERSTONE CT
City	RIDGELAND
State	MS
Zip	39157-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 HEATHERSTONE PART 2
Legal Range	02E
Legal Township	07N
Legal Section	29
Legal Subdivision	HEATHERSTONE 2
Legal Lot Number	35
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1000
Census Tract	30104

Owner

Source: Madison County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 HEATHERSTONE CT, RIDGELAND, MS 39157-2908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 4, 2020	Warranty Deed, Transfer BANCORPSOUTH
Dec 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	20247537
Deed Book / Page	4459 / 853
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	550 HEATHERSTONE CT, RIDGELAND, MS 39157-2908
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 HEATHERSTONE CT, RIDGELAND, MS 39157-2908

Mortgage

Document Number	004607/384
Date	Oct 15, 2025
Book Page	4607/384
Instrument	1036864

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 4, 2020
Property Address	550 HEATHERSTONE CT, RIDGELAND, MS 39157-2908
Document Number	0000892566
Book / Page	003861 / 000787
Instrument Date	Jun 1, 2020
Instrument	892566
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 HEATHERSTONE CT RIDGELAND MS 391572908, RIDGELAND, MS 39157-2908

Mortgage

Document Number	892567
Date	Jun 4, 2020
Book Page	003861/000790
Instrument	892567

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3355

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Dec 29, 2017
Property Address	550 HEATHERSTONE CT, RIDGELAND, MS 39157-2908
Document Number	0000830729
Book / Page	003558 / 000075
Instrument Date	Dec 22, 2017
Instrument	830729
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 LANGDON DR MADISON MS 391107076, MADISON, MS 39110-7076

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,149.00 (+60.08%)	$66,345 (+5%)	$442,300 (-) Land $65,000 Building $377,300
2024	$4,466.00
2023	$4,466.00 Homeowner's exemption	$44,230	$442,300 Land $65,000 Building $377,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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