Guadalupe County property record for 550 Hard Luck Rd, Marion, TX 78124
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 2017 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $609,030 (Jan 2024) |
| Tax Bill | $2,024 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2G0281000004705000 |
| Primary APN | 2G0281000004705000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,792 sqft Gross Area |
| 1st Floor Area | 1,612 sqft |
| Utility Area | 240 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| Garage Type | Carport |
| Garage Area | 816 sqft |
| Carport | Carport |
| Carport Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 400 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 550 HARD LUCK RD |
|---|---|
| City | MARION |
| State | TX |
| Zip | 78124-3071 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | ABS: 281 SUR: JAMES ROWDEN 2.00 ACS |
| Legal Subdivision | ROWDEN JAMES |
| Legal Block | 1 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 210603 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 550 HARD LUCK RD, MARION, TX 78124-3071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jan 4, 2024 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 5, 2018 | Deed of Trust, Mortgage · Line of Credit CAPITAL FARM CR FLCA |
| Nov 29, 2017 | Quit Claim Deed, Transfer ELTON E & JOAN A IKELS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2024 · Amount on File |
| Deed Sale | Jan 4, 2024 · Amount on File |
| Prior Sale | Nov 29, 2017 · Amount on File |
| Deed Document Number | 2024301 |
| Prior Transfer Date | Aug 2, 2013 |
| Prior Transfer Doc | 0000017950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 550 HARD LUCK RD, MARION, TX 78124-3071 |
| Document Number | 0099024476 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 202599024476 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 4, 2024 |
| Property Address | 550 HARD LUCK RD, MARION, TX 78124-3071 |
| Document Number | 0099000301 |
| Map Reference | DOC 2017028166 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 202499000301 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Title Company | NEW BRAUNFELS TITLE COMPANY CYN LAKE, NEW BRAUNFELS TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 HARD LUCK RD, MARION, TX 78124-3071 |
| Document Number | 0099000302 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 202499000302 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 550 HARD LUCK RD, MARION, TX 78124-3071 |
| Document Number | 0000020833 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | STEWART TITLE/CALDWELL, STC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 550 HARD LUCK RD MARION TX 781243071, MARION, TX 78124-3071 |
| Document Number | 0000020833 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 20833 |
| Name | CAPITAL FARM CR FLCA |
|---|---|
| Type | Funding / Finance Company |
| Address | BRYAN, TX 77802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Nov 29, 2017 |
| Property Address | 550 HARD LUCK RD, MARION, TX 78124-3071 |
| Document Number | 0000028166 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 28166 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 550 HARD LUCK RD MARION TX 781243071, MARION, TX 78124-3071 |
| Document Number | 28167 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 28167 |
| Name | ELTON E & JOAN A IKELS |
|---|---|
| Address | 491 HARD LUCK RD, MARION, TX 78124-3036 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Unified School District | Marion Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,824 (+1%) Land $44,735 Building $239,885 | $284,620 (+14.34%) Land $44,735 Building $239,885 | |
| 2025 | $2,024.00 (-34.48%) Homeowner's exemption | $248,931 (-24.31%) Land $45,120 Building $203,811 | $248,931 (-24.31%) Land $45,120 Building $203,811 |
| 2024 | $3,089.00 (-35.63%) | ||
| 2023 | $4,799.00 (-20.39%) | $328,882 Land $67,667 Building $261,215 | $328,882 Land $67,667 Building $261,215 |
| 2022 | $6,028.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (2001–2019) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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