St. Clair County property record for 550 Gulf Rd, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,248 sqft · built 1997 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,200 (May 2005) |
| Tax Bill | $598 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-16-0-000-008.004 |
| Primary APN | 05-05-16-0-000-008.004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,248 sqft Living Area |
| 1st Floor Area | 2,248 sqft |
| Upper Floors Area | 58 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 60,984 sqft (1.4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00012524 |
|---|---|
| Street Address | 550 GULF RD |
| City | ONEONTA |
| State | AL |
| Zip | 35121-9431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR NW4 SW4 SE 1161.9' TO POB NW 321.89' SW ALG RD RD 154' SE 140.37' SE 254.39' NE 166.41' TO POB 16-13-3 |
| Legal Range | 03E |
| Legal Township | 13S |
| Legal Section | 16 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | ASHVILLE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 40402 |
550 Gulf Rd is owned and occupied by two individuals who bought it in May 2005.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 GULF RD, ONEONTA, AL 35121-9431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2005 · Amount on File |
| Deed Sale | May 10, 2005 · Amount on File |
| Deed Book / Page | 2005 / 5099 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 550 Gulf Rd was $598 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598.00 | $20,840 | $208,360 Land $20,700 Building $187,660 |
| 2023 | $33,636 Land $3,010 Building $30,626 | $168,178 Land $15,048 Building $153,130 | |
| 2022 | $473.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 550 Gulf Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Gulf Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 75% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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