550 Gulf Rd, Oneonta, AL 35121 Property Records

St. Clair County property record for 550 Gulf Rd, Oneonta, AL 35121

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,248 sqft · built 1997
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on File
Last Sale$158,200 (May 2005)
Tax Bill$598 (2025)
Flood ZoneZone X (minimal risk)
APN05-05-16-0-000-008.004

Property Details

APN / Parcel Number

Primary APN05-05-16-0-000-008.004
Alternative APNs
  • 00012524
  • 43844
  • 12524

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,248 sqft Living Area
1st Floor Area2,248 sqft
Upper Floors Area58 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00012524
Street Address550 GULF RD
CityONEONTA
StateAL
Zip35121-9431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR NW4 SW4 SE 1161.9' TO POB NW 321.89' SW ALG RD RD 154' SE 140.37' SE 254.39' NE 166.41' TO POB 16-13-3
Legal Range03E
Legal Township13S
Legal Section16
JurisdictionST CLAIR AL
Township / Civil DivisionASHVILLE
Census Block Group1
Census Block1017
Census Tract40402

Owner

550 Gulf Rd is owned and occupied by two individuals who bought it in May 2005.

Source: St. Clair County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address550 GULF RD, ONEONTA, AL 35121-9431
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2005 · Amount on File
Deed SaleMay 10, 2005 · Amount on File
Deed Book / Page2005 / 5099
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 550 Gulf Rd was $598 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
Unified School DistrictSt. Clair County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$598.00$20,840$208,360 Land $20,700 Building $187,660
2023$33,636 Land $3,010 Building $30,626$168,178 Land $15,048 Building $153,130
2022$473.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 Gulf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Gulf Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 75% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ONEONTA, UB OF THE
serves 19,971 people · EPA ID AL0000103
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gulf Rd

Nearby Streets

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