Polk County property record for 550 Grove Dr, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 9,778 sqft · built 1963 |
| Lot Size | 8.68 acres (378,397 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jan 2021) |
| Tax Bill | $2,243 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-35-000000-021110 |
| Primary APN | 25-29-35-000000-021110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 9,778 sqft Living Area |
| 1st Floor Area | 9,778 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 378,397 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 2,176 sqft |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 791 sqft |
| Shed | 1 Shed |
| Canopy | 2,400 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 550 GROVE DR |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 330 FT OF N1/2 OF S3/4 OF SEC LESS N 1848 FT & LESS W 25 FT & E 330 FT OF SE1/4 OF NE1/4 OF SE1/4 LESS W 25 FT OF N 264 FT FOR GROVE DR & COMM SE COR OF SEC RUN N00-36-40W 1335.21 FT TO SE COR OF NE1/4 OF SE1/4 OF SEC S89-45-13W ALONG S LINE OF SAI |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 35 |
| Legal Subdivision | DIETZ |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 14501 |
550 Grove Dr is owned and occupied by two individuals who bought it in January 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 GROVE DR, BARTOW, FL 33830-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST |
| Aug 25, 2020 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Aug 4, 2017 | Quit Claim Deed, Transfer FLORIDA PROFESSIONAL TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2021 · Amount on File |
| Deed Sale | Jan 7, 2021 · Amount on File |
| Prior Sale | Jul 1, 2017 |
| Deed Document Number | 20214871 |
| Deed Book / Page | 11529 / 1574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 550 GROVE DR, BARTOW, FL 33830-1406 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 650 GROVE DR, BARTOW, FL 33830-9414 |
| Document Number | 0000097080 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 13093/2048 |
| Instrument | 2024097080 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 550 GROVE DR, BARTOW, FL 33830-1406 |
| Document Number | 0113740186 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 550 GROVE DR BARTOW FL 338301406, BARTOW, FL 33830-1406 |
| Document Number | 0113740186 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 011374/000186 |
| Instrument | 190750 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | BARTOW, FL 33830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 13, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 4, 2017 |
| Property Address | 550 GROVE DR, BARTOW, FL 33830-1406 |
| Document Number | 0102242166 |
| Book / Page | 010224 / 002166 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 149414 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | FLORIDA PROFESSIONAL TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 550 GROVE DR BARTOW FL 338301406, BARTOW, FL 33830-1406 |
The 2025 property tax bill for 550 Grove Dr was $2,243 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,137 (+2.06%) | $473,550 (+5.93%) Land $144,950 Building $328,600 | |
| 2025 | $2,243.00 Homeowner's exemption | $213,726 | $447,056 Land $144,950 Building $302,106 |
| 2023 | $2,872.00 (+1.23%) Homeowner's exemption | $214,722 (+1.02%) | $471,872 (+10.56%) Land $139,950 Building $331,922 |
| 2022 | $2,837.00 Homeowner's exemption | $212,552 | $426,794 Land $116,801 Building $309,993 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 550 Grove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 23 (1979–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Grove Dr is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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