San Jacinto County property record for 550 Gray, Oakhurst, TX 77359 · Last verified June 2026
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 2,106 sqft · built 1970 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,356 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0004-000-0580 |
| Primary APN | 0004-000-0580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,106 sqft Gross Area |
| 1st Floor Area | 2,106 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Carport |
| Garage Area | 572 sqft |
| Carport | Carport |
| Carport Area | 572 sqft |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0004-000-0580 |
|---|---|
| Street Address | 550 GRAY |
| City | OAKHURST |
| State | TX |
| Zip | 77359 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | A004 DAVID BEERS, TRACT 58, ACRES 3.0 |
| Legal Subdivision | DAVID BEERS |
| Legal Tract | 58 |
| Legal Block | 1 |
| Jurisdiction | SAN JACINTO TX |
| Township / Civil Division | POINT BLANK |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 200301 |
Source: San Jacinto County records · APN 0004-000-0580
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 144, OAKHURST, TX 77359-0144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA |
| Jul 09, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JACINTO TX |
| Property Address | 550 GRAY RD, OAKHURST, TX 77359 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20185620 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 20185620 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, TX 77320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 03, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JACINTO TX |
| Property Address | 550 GRAY RD, OAKHURST, TX 77359 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20203909 |
|---|---|
| Date | Jul 09, 2020 |
| Instrument | 20203909 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, TX 77320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 03, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Jacinto County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | San Jacinto County |
| Unified School District | Coldspring-Oakhurst Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,356.00 (+419.5%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $259,921 (+7.21%) | $313,490 (+29.31%) Land $82,000 Building $231,490 |
| 2023 | $242,440 Land $44,000 Building $198,440 | $242,440 Land $44,000 Building $198,440 | |
| 2022 | $646.00 |
Source: FEMA National Flood Hazard Layer, San Jacinto County (48407C), updated January 19, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484072003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 42 individual NFIP policies nearby |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | May 2024, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 52% of the US · above 28% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 971 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Eastex Telephone Cooperative | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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