Cherokee County property record for 550 Grape Creek Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,016 sqft · built 2007 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,500 (Mar 2021) |
| Tax Bill | $601 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 458300097708000 |
| Primary APN | 458300097708000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,016 sqft Heated Area |
| Gross Area | 1,376 sqft |
| 1st Floor Area | 1,016 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Lot Dimensions | 110 ft deep x 301 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 360 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 54007 |
|---|---|
| Street Address | 550 GRAPE CREEK RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-6696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT S-1 SOURWOOD RIDGE 1542/468 |
| Legal Subdivision | SOURWOOD RIDGE SUBDIVISION |
| Legal Lot Number | S |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 930300 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 GRAPE CREEK RD, MURPHY, NC 28906-6696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Mar 2, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on Record |
| Deed Sale | Mar 2, 2021 · Amount on Record |
| Prior Sale | Jul 31, 2012 · Amount on Record |
| Deed Document Number | 20211373 |
| Deed Book / Page | 1673 / 1270 |
| Prior Transfer Date | Aug 22, 2016 |
| Prior Transfer Doc | 01542/0468 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 550 GRAPE CREEK RD, MURPHY, NC 28906-6696 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 550 GRAPE CREEK RD, MURPHY, NC 28906-6696 |
| Document Number | 0001727/98 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 1727/98 |
| Instrument | 7888 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 2, 2021 |
| Property Address | 550 GRAPE CREEK RD, MURPHY, NC 28906-6696 |
| Document Number | 01673/1270 |
| Book / Page | 1673 / 1270 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 1373 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $341.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4675 JOE BROWN HWY, 4675, MURPHY, NC 28906-5859 |
| Name | Verified Name |
|---|---|
| Address | 550 GRAPE CREEK RD, MURPHY, NC 28906-6696 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $601.00 | $147,890 (+7.45%) | $147,890 (+7.45%) Land $10,000 Building $137,890 |
| 2023 | $137,630 | $137,630 Land $10,000 Building $127,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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