550 Grant St, Oceanside, CA 92054 Property Records

San Diego County property record for 550 Grant St, Oceanside, CA 92054

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 4 ba · 2,568 sqft · built 1955
Lot Size	0.149 acres (6,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Sep 2013)
Tax Bill	$8,995 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-252-15-00`

Property Details

APN / Parcel Number

Primary APN	`150-252-15-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Units	3 Units
Building Area	2,568 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,509 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	550 GRANT ST
City	OCEANSIDE
State	CA
Zip	92054-4214
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS
Legal Description	BLK 4 LOTS 27 & 28 TR 000151
Legal Subdivision	WILSON & PATTONS SUB
Legal Tract	000151
Legal Block	4
Legal Lot Number	27,28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18202

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1216 MORSE ST, OCEANSIDE, CA 92054-5944
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN MONKEY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2013 · Amount on Record
Deed Sale	Sep 12, 2013 · Amount on Record
Prior Sale	Nov 16, 2012 · Amount on Record
Deed Document Number	2013563592
Last Transfer Date	Sep 18, 2013
Transfer Doc	0000573982
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	550 GRANT ST, OCEANSIDE, CA 92054-4214
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3651 MARIA LN, CARLSBAD, CA 92008-2778

Mortgage

Document Number	0000057501
Date	Mar 3, 2026
Instrument	2026-0057501

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 28, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	550 GRANT ST, OCEANSIDE, CA 92054-4214
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3651 MARIA LN, CARLSBAD, CA 92008-2778

Mortgage

Document Number	0000117878
Date	Mar 16, 2022
Instrument	2022-0117878

Lender

Name	LOAN MONKEY INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$812,734 (+2%) Land $587,673 Building $225,061
2025	$8,995.00 (+1.95%)	$796,799 (+4.04%) Land $576,150 Building $220,649
2024	$8,823.00 (+3.17%)
2023	$8,552.00 (+1.53%)	$765,860 Land $553,778 Building $212,082
2022	$8,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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