550 Gilbert Rd, Winter Park, FL 32792 Property Records

Orange County property record for 550 Gilbert Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1965
Lot Size	0.228 acres (9,921 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Oct 2012)
Tax Bill	$3,540 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-22-30-9666-02-070`

Property Details

APN / Parcel Number

Primary APN	`09-22-30-9666-02-070`
Alternative APNs	`302209966602070` `480994` `486648` `491206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,613 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	1,613 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,921 sqft (0.228 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	64 sqft
Gazebo	Gazebo
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	550 GILBERT RD
City	WINTER PARK
State	FL
Zip	32792-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES UNIT 6 Z/144 LOT 7 BLK B
Legal Range	30E
Legal Township	22S
Legal Section	09
Legal Subdivision	WINTER PARK PINES UT 6
Legal Tract	9666
Legal Block	B
Legal Lot Number	7
Legal Unit	6
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3016
Census Tract	16200

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 GILBERT RD, WINTER PARK, FL 32792-4829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2012 · Amount on Record
Deed Sale	Oct 12, 2012 · Amount on Record
Deed Document Number	2012549654
Deed Book / Page	10457 / 4227
Prior Transfer Date	Dec 15, 1994
Prior Transfer Doc	4834002868
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	550 GILBERT RD, WINTER PARK, FL 32792-4829
Document Number	0000365296
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	550 GILBERT RD WINTER PARK FL 327924829, WINTER PARK, FL 32792-4829

Mortgage

Document Number	0000365296
Date	Jul 7, 2020
Instrument	365296

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 6, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,478 (+2.7%)	$519,790 (-0.84%) Land $270,000 Building $249,790
2025	$3,540.00 (+5.86%) Homeowner's exemption	$232,208 (+5.99%)	$524,200 (+5.76%) Land $270,000 Building $254,200
2024	$3,344.00 (+7.46%)
2023	$3,112.00 (+6.9%) Homeowner's exemption	$219,091 (+5.41%)	$495,643 (+28.05%) Land $270,000 Building $225,643
2022	$2,911.00 Homeowner's exemption	$207,855	$387,081 Land $200,000 Building $187,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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