550 Flower Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 550 Flower Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1986
Lot Size	0.206 acres (8,974 sqft)
Owner	2 Company Names on Record
Last Sale	$350,000 (Mar 2015)
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0590-009-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0590-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,974 sqft (0.206 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	550 FLOWER DR
City	FOLSOM
State	CA
Zip	95630-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M
Legal Description	WILLOW CREEK ESTATES 05, LOT 442
Legal Subdivision	WILLOW CREEK ESTATES 05
Legal Lot Number	442
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3005
Census Tract	8402

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	550 FLOWER DR, FOLSOM, CA 95630-4813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Intrafamily Transfer, Transfer
Jul 28, 2020	Quit Claim Deed, Transfer FINANCE OF AMERICA MTG
Jan 31, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2015 · Amount on Record
Deed Sale	Mar 6, 2015 · Amount on Record
Deed Book / Page	20150306 / 897
Prior Transfer Date	Mar 10, 2004
Prior Transfer Doc	2004002478
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 16, 2024
Property Address	550 FLOWER DR, FOLSOM, CA 95630-4813
Document Number	0000000991
Map Reference	MB 150 MAP 5
Instrument Date	Apr 10, 2024
Instrument	202404160991
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	550 FLOWER DR, FOLSOM, CA 95630-4813

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2020
Property Address	550 FLOWER DR, FOLSOM, CA 95630-4813
Document Number	2007280814
Instrument Date	Jul 21, 2020
Instrument	2007280814
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 FLOWER DR FOLSOM CA 956304813, FOLSOM, CA 95630-4813

Mortgage

Document Number	2007280815
Date	Jul 28, 2020
Instrument	2007280815

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 27, 2040

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	550 FLOWER DR, FOLSOM, CA 95630-4813
Document Number	1904260884
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	550 FLOWER DR FOLSOM CA 956304813, FOLSOM, CA 95630-4813

Mortgage

Document Number	1904260884
Date	Apr 26, 2019
Instrument	1904260884

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,050 (+2%) Land $147,102 Building $281,948
2025	$4,511.00 (+2.13%) Homeowner's exemption	$420,638 (+4.04%) Land $144,218 Building $276,420
2024	$4,417.00 (+0.09%)
2023	$4,413.00 (+1.47%)	$404,306 Land $138,619 Building $265,687
2022	$4,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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