550 Fleming Rd, Charleston, SC 29412 Property Records

Charleston County property record for 550 Fleming Rd, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,486 sqft · built 2022
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,607 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`340-03-00-089`

Property Details

APN / Parcel Number

Primary APN	`340-03-00-089`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,486 sqft Living Area
Gross Area	1,520 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	550 FLEMING RD
City	CHARLESTON
State	SC
Zip	29412-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB L21 MAPPLATP 0033 SUBDIVISIONNAME JAMES ISLAND LOT A
Legal Subdivision	JAMES ISLAND
Legal Lot Number	A
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1053
Census Tract	1902

Owner

550 Fleming Rd is owned and occupied by two individuals.

Source: Charleston County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 FLEMING RD, CHARLESTON, SC 29412-2413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Intrafamily Transfer, Transfer · Seller Carry-Back MICHAEL L WATT ETAL
Feb 9, 2022	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Apr 6, 2022
Property Address	550 FLEMING RD, CHARLESTON, SC 29412-2413
Document Number	0010970789
Book / Page	1097 / 789
Map Reference	MB L21 PG 0033
Instrument Date	Mar 11, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 FLEMING RD, CHARLESTON, SC 29412-2413

Mortgage

Document Number	0001097790
Date	Apr 6, 2022
Instrument	1097/790

Lender

Name	MICHAEL L WATT ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	359 Months
Due	Mar 11, 2052

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 9, 2022
Property Address	550 FLEMING RD, CHARLESTON, SC 29412-2413
Document Number	0010760526
Book / Page	1076 / 526
Map Reference	MB L121 PG 0033
Instrument Date	Feb 1, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 FLEMINE RD, CHARLESTON, SC 29412-2413

Tax Assessment & Valuation

The 2025 property tax bill for 550 Fleming Rd was $3,607, down 0.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,607.00 (-0.61%)
2024	$3,629.00	$27,680
2022	$1,512.00	$3,940	$98,596 Land $98,596
2020			$692,000 Land $98,600 Building $593,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Fleming Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 335 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	335 in force
Nearby Flood Claims	192 (1979–2024)
Claims Outside the SFHA	11 of 192
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 12 claims Severe Storms And Flooding, Oct 2015 · 10 claims Hurricane Hugo, Sep 1989 · 117 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Fleming Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Fleming Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures