550 Finley Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 550 Finley Rd, Rutledge, TN 37861

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,128 sqft · built 2012
Lot Size	6.04 acres (263,102 sqft)
Owner	Individual Name on Record
Last Sale	$304,000 (Aug 2022)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029073 02608`

Property Details

APN / Parcel Number

Primary APN	`029073 02608`
Alternative APN	`073 02608`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 2012
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Lot Area	263,102 sqft (6.04 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Patio Area	260 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	550 FINLEY RD
City	RUTLEDGE
State	TN
Zip	37861-4216
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 01, COUNTY AREA: G01
Legal Subdivision	T RALPH COMBS PROP TR 08
Legal Lot Number	8
Jurisdiction	GRAINGER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1016
Census Tract	500200

Owner

Source: Grainger County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 818009, CLEVELAND, OH 44181-8009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Jun 18, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Aug 13, 2020	Deed, Transfer · FHA Mortgage FIRST CHOICE LENDING SERVICES LLC
Mar 31, 2020	Grant Deed, Foreclosure ATTORNEY ONLY
May 6, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	22002752
Deed Book / Page	407 / 1125
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 3, 2022
Property Address	550 FINLEY RD, RUTLEDGE, TN 37861-4216
Document Number	0000002752
Book / Page	407 / 1125
Map Reference	MB 4 PG 193
Instrument Date	Jul 21, 2022
Instrument	22002752
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	WOODVILLE TITLE AGENCY, KNOXVILLE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,124.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 37, RUTLEDGE, TN 37861-0037

Mortgage

Document Number	0000002753
Date	Aug 3, 2022
Instrument	22002753

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	550 FINLEY RD, RUTLEDGE, TN 37861-4216
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2033
Date	Jun 18, 2021
Book Page	395/822
Instrument	21002033

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 13, 2020
Property Address	550 FINLEY RD, RUTLEDGE, TN 37861-4216
Document Number	9728
Book / Page	386 / 1623
Map Reference	MB 4 PG 193
Instrument Date	Aug 10, 2020
Instrument	20009728
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$448.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 FINLEY RD, RUTLEDGE, TN 37861-4216

Mortgage

Document Number	9729
Date	Aug 13, 2020
Instrument	20009729

Lender

Name	FIRST CHOICE LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	GRAINGER TN
Recording Date	Mar 31, 2020
Property Address	550 FINLEY RD, RUTLEDGE, TN 37861-4216
Document Number	0000008216
Book / Page	000383 / 000656
Instrument Date	Mar 23, 2020
Instrument	8216
Transaction Type	Foreclosure
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRAINGER TN
Recording Date	May 6, 2019
Property Address	550 FINLEY RD, RUTLEDGE, TN 37861-4216
Document Number	0000004776
Book / Page	000375 / 001993
Instrument Date	May 2, 2019
Instrument	4776
Transaction Type	Foreclosure
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$388.35
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3345 S VAL VISTA DR GILBERT AZ 852977330, GILBERT, AZ 85297-7330

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,127.00	$47,950 (-) Land $11,900 Building $36,050
2024	$1,127.00	$47,950 (-) Land $11,900 Building $36,050
2023	$1,127.00 (+2.36%)	$47,950 (-) Land $11,900 Building $36,050
2022	$1,101.00	$47,950 Land $11,900 Building $36,050
2021			$191,800 Land $47,600 Building $144,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000

550 Finley Rd, Rutledge, TN 37861 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Grant Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Finley Rd

Nearby Streets

Search Property Records by Address or Parcel Number