Bergen County and River Vale Township property record for 550 Edward St, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 3,906 sqft · built 1979 |
| Lot Size | 0.403 acres (17,546 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Feb 2023) |
| Tax Bill | $25,652 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-00516-0000-00007 |
| Primary APN | 53-00516-0000-00007 |
|---|---|
| Alternative APN |
|
| Building Area | 3,906 sqft Living Area |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 17,546 sqft (0.403 acres) |
| Lot Dimensions | 145 ft deep x 121 ft wide |
| Street Address | 550 EDWARD ST |
|---|---|
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-6046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 121X145 |
| Legal Subdivision | VICTORIA ESTATES SEC 1 |
| Legal Block | 516 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 49001 |
550 Edward St is owned and occupied by two individuals who bought it in February 2023.
Source: Bergen County and River Vale Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 EDWARD ST, RIVER VALE, NJ 07675-6046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Feb 22, 2023 | Deed, Transfer · Conventional Mortgage BRIGHTON BANK |
| Jan 28, 2020 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2023 · Amount on File |
| Deed Sale | Feb 22, 2023 · Amount on File |
| Prior Sale | Jan 28, 2020 · Amount on File |
| Deed Document Number | 202314363 |
| Deed Book / Page | 4938 / 222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 550 EDWARD ST, RIVER VALE, NJ 07675-6046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0051470614 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 5147/614 |
| Instrument | 2023081429 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jan 1, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 22, 2023 |
| Property Address | 550 EDWARD ST, RIVER VALE, NJ 07675-6046 |
| Document Number | 0049380222 |
| Book / Page | 4938 / 222 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 2023014363 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,411.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 460A 4TH ST, PALISADES PARK, NJ 07650-3129 |
| Name | Verified Name |
|---|---|
| Address | 550 EDWARD ST, RIVER VALE, NJ 07675-6046 |
| Document Number | 2023014364 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 2023014364 |
| Name | BRIGHTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 28, 2020 |
| Property Address | 550 EDWARD ST, RIVER VALE, NJ 07675-6046 |
| Document Number | 0034771513 |
| Book / Page | 003477 / 001513 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 20008694 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount on Record |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 460 4TH ST #A PALISADES PARK NJ 076503128, A, PALISADES PARK, NJ 07650-3128 |
The 2025 property tax bill for 550 Edward St was $25,652, up 2.6% from the year before.
Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800,000 (-12.64%) Land $473,200 Building $326,800 | $800,000 (-12.64%) Land $473,200 Building $326,800 | |
| 2025 | $25,652.00 (+2.57%) | $915,800 Land $473,200 Building $442,600 | $915,800 Land $473,200 Building $442,600 |
| 2024 | $25,010.00 | ||
| 2023 | $915,800 Land $473,200 Building $442,600 | $915,800 Land $473,200 Building $442,600 | |
| 2022 | $24,222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 Edward St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Edward St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures