San Diego County property record for 550 Echo Ln, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,971 sqft · built 2003 |
| Lot Size | 0.146 acres (6,361 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,470,000 (May 2026) |
| Tax Bill | $12,971 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-841-75-00 |
| Primary APN | 221-841-75-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,971 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 6,361 sqft (0.146 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 550 ECHO LN |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 184 TR 014289 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 014289 |
| Legal Block | 1 |
| Legal Lot Number | 184 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20044 |
Source: San Diego County records · APN 221-841-75-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| May 19, 2026 | Grant Deed, Transfer · Conventional Mortgage FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Oct 25, 2023 | Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Jul 20, 2023 | Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Dec 07, 2021 | Intrafamily Transfer, Transfer |
| Feb 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WINNPOINTE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | Oct 25, 2023 · Amount on Record |
| Deed Document Number | 2026142361 |
| Prior Transfer Date | Nov 19, 2021 |
| Prior Transfer Doc | 0000829874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Document Number | 0000247424 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022-0247424 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 19, 2026 |
| Property Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Document Number | 0000142361 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.142361 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163,317.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Document Number | 0000142362, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 2026..142362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 25, 2023 |
| Property Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Document Number | 0000293471 |
| Map Reference | MAP 14289 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 2023-0293471 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2023 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Document Number | 0000293472 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023-0293472 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 20, 2023 |
| Property Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Document Number | 0000191059 |
| Map Reference | MAP 14289 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023-0191059 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 31, 2023 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220 |
| Investor | Possibly a Property Investor |
| Document Number | 0000191060 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 2023-0191060 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 07, 2021 |
| Property Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Document Number | 0000829874 |
| Map Reference | MAP 14289 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-0829874 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 17, 2021 |
| Property Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Document Number | 0000120118 |
| Map Reference | MAP 14289 |
| Instrument Date | Feb 08, 2021 |
| Instrument | 2021-0120118 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 550 ECHO LN, SAN MARCOS, CA 92078-4205 |
| Document Number | 0000120119 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-0120119 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,080,930 (+2%) Land $559,922 Building $521,008 | |
| 2025 | $12,971.00 (+14.22%) Homeowner's exemption | $1,059,737 (+10.83%) Land $548,944 Building $510,793 |
| 2023 | $11,356.00 (+1.66%) Homeowner's exemption | $956,168 Land $492,532 Building $463,636 |
| 2022 | $11,171.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cox Communications, T-Mobile USA, Verizon.
Based on FCC filings for 783 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VALLECITOS WD serves 114,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures