550 E Northcliff Ave, Bloomington, IN 47408 Property Records

Monroe County property record for 550 E Northcliff Ave, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,718 sqft · built 2004
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Last Sale	$1,253,750 (Oct 2024)
Tax Bill	$10,153 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`012-15415-00`

Property Details

APN / Parcel Number

Primary APN	`012-15415-00`
Alternative APN	`53-05-16-100-005.000-004`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,718 sqft Living Area
1st Floor Area	4,718 sqft
Basement Area	2,052 sqft
Finished Basement	2,052 sqft
Unfinished Basement	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	348,480 sqft (8 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	530 sqft
Deck Area	144 sqft
Lean-To	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	012-15415-00
Street Address	550 E NORTHCLIFF AVE
City	BLOOMINGTON
State	IN
Zip	47408-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	012-15415-00 PT NW SE 16-9-1W 8.00A PLAT 17
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2009
Census Tract	700

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 E NORTHCLIFF AVE, BLOOMINGTON, IN 47408-9112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 26, 2021	Intrafamily Transfer, Transfer
May 26, 2020	Warranty Deed, Transfer
Jun 4, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2024 · Amount on Record
Deed Sale	Oct 2, 2024 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	202452281
Prior Transfer Date	Feb 24, 2021
Prior Transfer Doc	2021003822
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	550 E NORTHCLIFF AVE, BLOOMINGTON, IN 47408-9112
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E NORTHCLIFF AVE, BLOOMINGTON, IN 47408-9112

Mortgage

Document Number	2025011719
Date	Oct 15, 2025
Instrument	2025011719

Lender

Name	USAA FSB
Type	Bank
Address	10750 MCDERMOTT FWY, SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	550 E NORTHCLIFF AVE, BLOOMINGTON, IN 47408-9112
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010542
Date	Jun 4, 2021
Instrument	2021010542

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Feb 26, 2021
Property Address	550 E NORTHCLIFF AVE, BLOOMINGTON, IN 47408-9112
Document Number	2021003822
Instrument Date	Feb 24, 2021
Instrument	2021003822
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 VEDGE LN, EGELAND, ND 58331

Mortgage

Document Number	2021003823
Date	Feb 26, 2021
Instrument	2021003823

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Feb 26, 2021
Property Address	550 E NORTHCLIFF AVE, BLOOMINGTON, IN 47408-9112
Document Number	2021003821
Instrument Date	Jan 27, 2021
Instrument	2021003821
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 LODGE LN, EXCELSIOR, MN 55331-9287

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 26, 2020
Property Address	550 E NORTHCLIFF AVE, BLOOMINGTON, IN 47408-9112
Document Number	2020007491
Instrument Date	May 18, 2020
Instrument	2020007491
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 418, EXCELSIOR, MN 55331-0418

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jun 4, 2020
Property Address	550 E NORTHCLIFF AVE, BLOOMINGTON, IN 47408-9112
Document Number	2020008099
Instrument Date	May 1, 2020
Instrument	2020008099
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 418, EXCELSIOR, MN 55331-0418

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,153.00 (+8.87%)	$1,144,800 (+53.81%) Land $176,800 Building $968,000	$1,144,800 (+53.81%) Land $176,800 Building $968,000
2024	$9,326.00 (-9.96%)
2023		$744,300 (+3.98%) Land $170,000 Building $574,300	$744,300 (+3.98%) Land $170,000 Building $574,300
2022	$10,358.00	$715,800 Land $170,000 Building $545,800	$715,800 Land $170,000 Building $545,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Apr 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON TWP WATER AUTHORITY serves 3,825 people · EPA ID IN5253009
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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