550 E Main St, Westfield, IN 46074 Property Records

Hamilton County property record for 550 E Main St, Westfield, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,688 sqft · built 1920
Lot Size	0.591 acres (25,743 sqft)
Owner	Individual Name on Record
Last Sale	$352,055 (Oct 2024)
Tax Bill	$3,732 (2024)
Deeds & Mortgages	Oct 2024 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-06-31-309-019.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-06-31-309-019.000-015`
Alternative APN	`0906310309019000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,688 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	3,168 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	25,743 sqft (0.591 acres)
Lot Dimensions	213 ft deep x 119 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	550 E MAIN ST
City	WESTFIELD
State	IN
Zip	46074-9495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 31, TOWNSHIP 19, RANGE 4, ROBERTS ROLLING ACRE, SECTION 2, LOT PT 1, IRREGULAR SHAPE
Legal Range	04
Legal Township	19
Legal Section	31
Legal Subdivision	ROBERTS ROLLING ACRE SECTION 2
Legal Block	2
Legal Lot Number	1
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1021
Census Tract	110401

Owner

Source: Hamilton County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 E MAIN ST, WESTFIELD, IN 46074-9495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2024	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK OF INDIANA
Sep 15, 2020	Loan Modification, Mortgage MERCHANTS BK/IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024 · Amount on Record
Deed Sale	Oct 15, 2024 · Amount on Record
Prior Sale	Dec 4, 2002 · Amount on Record
Deed Document Number	202439174
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 15, 2024
Property Address	550 E MAIN ST, WESTFIELD, IN 46074-9495
Document Number	0000039174
Map Reference	MB 2 PG 185
Instrument Date	Oct 11, 2024
Instrument	2024039174
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	UNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E MAIN ST, WESTFIELD, IN 46074-9495

Mortgage

Document Number	0000039175
Date	Oct 15, 2024
Instrument	2024039175

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	550 E MAIN ST, WESTFIELD, IN 46074-9495
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020014031
Date	Mar 17, 2020
Instrument	2020014031

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	550 E MAIN ST, WESTFIELD, IN 46074-9495
Document Number	0000069975
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	550 E MAIN ST WESTFIELD IN 460749495, WESTFIELD, IN 46074-9495

Mortgage

Document Number	0000069975
Date	Oct 2, 2020
Instrument	69975

Lender

Name	MERCHANTS BK/IN
Type	Bank
Address	CARMEL, IN 46032

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,200 (+12.01%) Land $112,300 Building $256,900	$369,200 (+12.01%) Land $112,300 Building $256,900
2024	$3,732.00 (+7.55%)	$329,600 (+7.36%) Land $99,100 Building $230,500	$329,600 (+7.36%) Land $99,100 Building $230,500
2023	$3,470.00 (+2.72%) Homeowner's exemption	$307,000 (+5.43%) Land $99,100 Building $207,900	$307,000 (+5.43%) Land $99,100 Building $207,900
2022	$3,378.00 Homeowner's exemption	$291,200 Land $99,100 Building $192,100	$291,200 Land $99,100 Building $192,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures