550 E Main St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 550 E Main St, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details2,024 sqft · built 1990
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Aug 2020)
Tax Bill$8,762 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-00313-0000-00005-01

Property Details

APN / Parcel Number

Primary APN06-00313-0000-00005-01
Alternative APNs
  • 06003130000000050001
  • S001

Interior

Building Area2,024 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area14,375 sqft (0.33 acres)

Location & Zoning

Account NumberS001
Street Address550 E MAIN ST
CityBRIDGEWATER
StateNJ
Zip08807-3233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block313
Legal Lot Number5.1
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group3
Census Block3012
Census Tract51000

Owner

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address550 E MAIN ST, BRIDGEWATER, NJ 08807-3233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2018Deed of Trust, Mortgage · Line of Credit
SOMERSET SAVINGS BANK SLA
Aug 11, 2020Grant Deed, Transfer
GRANDE GROUP
Jun 22, 2018Deed of Trust, Mortgage · Line of Credit
SOMERSET SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Deed Document Number202035491
Deed Book / Page7236 / 2485
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address550 E MAIN ST, BRIDGEWATER, NJ 08807-3233
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024155
DateJul 2, 2018
Book Page7053/1271
Instrument2018024155
Lender
NameSOMERSET SAVINGS BANK SLA
TypeBank
AddressBOUND BROOK, NJ 08805
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateAug 11, 2020
Property Address550 E MAIN ST, BRIDGEWATER, NJ 08807-3233
Document Number0000035491
Book / Page007236 / 002485
Instrument DateJul 16, 2020
Instrument35491
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 E MAIN ST BRIDGEWATER NJ 088073233, BRIDGEWATER, NJ 08807-3233

Mortgage

Document Number35492
DateAug 11, 2020
Book Page007236/002490
Instrument35492
Lender
NameGRANDE GROUP
Address600 GETTY AVENUE 3RD # 301, CLIFTON, NJ 07011
Agreement
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address550 E MAIN ST, BRIDGEWATER, NJ 08807-3233
Document Number0000035359
Instrument DateJun 22, 2018
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address550 E MAIN ST BRIDGEWATER NJ 088073233, BRIDGEWATER, NJ 08807-3233

Mortgage

Document Number0000035359
DateAug 10, 2020
Book Page007236/001715
Instrument35359
Lender
NameSOMERSET SVGS BK
TypeFederal Savings Bank
Address220 W UNION AVE, BOUND BROOK, NJ 08805-1335
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$493,400 (+9.64%) Land $187,800 Building $305,600$493,400 (+9.64%) Land $187,800 Building $305,600
2025$8,762.00 (+0.22%)$450,000 (+10.76%) Land $171,800 Building $278,200$450,000 (+10.76%) Land $171,800 Building $278,200
2024$8,743.00 (+13.28%)
2023$406,300 Land $171,800 Building $234,500$406,300 Land $171,800 Building $234,500
2022$7,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims9 (2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

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