550 E Elm St, Othello, WA 99344 Property Records

Adams County property record for 550 E Elm St, Othello, WA 99344

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,454 sqft · built 1959
Lot Size	0.226 acres (9,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Sep 2023)
Tax Bill	$2,600 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1529030570014`

Property Details

APN / Parcel Number

Primary APN	`1529030570014`
Alternative APN	`1529031529031322008000001400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,454 sqft Living Area
Gross Area	1,838 sqft
1st Floor Area	1,454 sqft
Flooring	Covered

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	9,832 sqft (0.226 acres)
Lot Dimensions	123 ft deep x 80 ft wide
Porch	Covered Slab
Porch Area	95 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	550 E ELM ST
City	OTHELLO
State	WA
Zip	99344-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, COLUMBIA #3
Legal Subdivision	COLUMBIA #3
Legal Lot Number	14
Jurisdiction	ADAMS WA
Township / Civil Division	OTHELLO
Census Block Group	2
Census Block	2009
Census Tract	950500

Owner

Source: Adams County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 E ELM ST, OTHELLO, WA 99344-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jan 9, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Deed Document Number	2023334916
Prior Transfer Date	Jan 6, 2023
Prior Transfer Doc	0000333223
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS WA
Recording Date	Sep 22, 2023
Property Address	550 E ELM ST, OTHELLO, WA 99344-1723
Document Number	0000334916
Instrument Date	Sep 21, 2023
Instrument	334916
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E ELM STREET DATE W, OTHELLO, WA 99344-1723

Mortgage

Document Number	0000334917
Date	Sep 22, 2023
Instrument	334917

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000334918
Date	Sep 22, 2023
Instrument	334918

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ADAMS WA
Recording Date	Jan 9, 2023
Property Address	550 E ELM ST, OTHELLO, WA 99344-1723
Document Number	0000333223
Instrument Date	Jan 4, 2023
Instrument	333223
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 N 4TH AVE, OTHELLO, WA 99344-0802

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Adams County
Municipality	Othello City
Unified School District	Othello School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,600.00 (+17.43%)	$258,300 (+30.13%) Land $54,000 Building $204,300	$258,300 (+30.13%) Land $54,000 Building $204,300
2023	$2,214.00 (+19.42%)	$198,500 (+8.47%) Land $52,000 Building $146,500	$198,500 (+8.47%) Land $52,000 Building $146,500
2022	$1,854.00	$183,000 Land $48,200 Building $134,800	$183,000 Land $48,200 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHELLO WATER DEPARTMENT serves 8,755 people · EPA ID WA5364850
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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