550 E Desoto St, Clermont, FL 34711 Property Records

Lake County property record for 550 E Desoto St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,629 sqft · built 1952
Lot Size	0.31 acres (13,505 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2022)
Tax Bill	$3,146 (2024)
Deeds & Mortgages	Feb 2026 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-22-26-1100-000-04100`

Property Details

APN / Parcel Number

Primary APN	`19-22-26-1100-000-04100`
Alternative APNs	`262219110000004100` `3776057`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	1,448 sqft
Basement Area	362 sqft
Finished Basement	181 sqft
Unfinished Basement	181 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,505 sqft (0.31 acres)
Lot Width	100 ft Width
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	48 sqft
Deck Area	667 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3776057
Street Address	550 E DESOTO ST
City	CLERMONT
State	FL
Zip	34711-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT PINECREST LOTS 41 42 PB 8 PG 22 ORB 5952 PG 1501
Legal Range	26E
Legal Township	22S
Legal Section	19
Legal Subdivision	PINECREST
Legal Tract	1100
Legal Lot Number	41
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1026
Census Tract	31312

Owner

Source: Lake County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 E DESOTO ST, CLERMONT, FL 34711-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
May 9, 2022	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
Jan 25, 2017	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Jan 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Jan 7, 2015 · Amount on Record
Deed Document Number	202264378
Deed Book / Page	5952 / 1501
Prior Transfer Date	Dec 4, 2007
Prior Transfer Doc	0035580836
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	550 E DESOTO ST, CLERMONT, FL 34711-2610
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E DESOTO ST, CLERMONT, FL 34711-2610

Mortgage

Document Number	0066831741
Date	Feb 18, 2026
Book Page	6683/1741
Instrument	2026019505

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 9, 2022
Property Address	550 E DESOTO ST, CLERMONT, FL 34711-2610
Document Number	0059521501
Book / Page	5952 / 1501
Map Reference	MB 8 PG 17-23
Instrument Date	May 3, 2022
Instrument	2022064378
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 E DESOTO ST, CLERMONT, FL 34711-2610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 TURNSTONE WAY, CLERMONT, FL 34711-6276

Mortgage

Document Number	0059521503
Date	May 9, 2022
Instrument	5952/1503

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	550 E DESOTO ST, CLERMONT, FL 34711-2610
Document Number	0049010139
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	550 E DESOTO ST CLERMONT FL 347112610, CLERMONT, FL 34711-2610

Mortgage

Document Number	0049010139
Date	Feb 10, 2017
Book Page	004901/000139
Instrument	15257

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Interest

Rate	3.62%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	550 E DESOTO ST, CLERMONT, FL 34711-2610
Document Number	0049002370
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	550 E DESOTO ST CLERMONT FL 347112610, CLERMONT, FL 34711-2610

Mortgage

Document Number	0049002370
Date	Feb 9, 2017
Book Page	004900/002370
Instrument	15152

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,377 (-) Land $46,632 Building $178,745	$225,377 (-) Land $46,632 Building $178,745
2025		$225,377 (+2.35%) Land $46,632 Building $178,745	$225,377 (+2.35%) Land $46,632 Building $178,745
2024	$3,146.00 (+1.35%)
2023	$3,104.00 (+156.74%) Homeowner's exemption Additional exemption filed	$220,197 (+99.22%)	$220,197 (-) Land $46,632 Building $173,565
2022	$1,209.00 Homeowner's exemption	$110,530	$220,197 Land $46,632 Building $173,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Xfinity.

Nearby Properties on E Desoto St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures