Camden County and Waterford Township property record for 550 E Atlantic Ave, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,104 sqft · built 1979 |
| Lot Size | 0.359 acres (15,638 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Sep 2013) |
| Tax Bill | $5,372 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-01801-0000-00028 |
| Primary APN | 35-01801-0000-00028 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 15,638 sqft (0.359 acres) |
| Lot Dimensions | 170 ft deep x 92 ft wide |
| Old Parcel Number | 3501910000000022 |
|---|---|
| Street Address | 550 E ATLANTIC AVE |
| City | ATCO |
| State | NJ |
| Zip | 08004-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1801 |
| Legal Lot Number | 28 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 608901 |
Source: Camden County and Waterford Township records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 550 E ATLANTIC AVE, ATCO, NJ 08004-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 3, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2013 · Amount on Record |
| Deed Sale | Sep 16, 2013 · Amount on Record |
| Deed Document Number | 201374263 |
| Deed Book / Page | 9883 / 121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 550 E ATLANTIC AVE, ATCO, NJ 08004-2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000083366 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 11847/281 |
| Instrument | 2021083366 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 550 E ATLANTIC AVE, ATCO, NJ 08004-2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000085161 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 11273/0464 |
| Instrument | 2019085161 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,800 (-) Land $41,200 Building $76,600 | $117,800 (-) Land $41,200 Building $76,600 | |
| 2025 | $5,372.00 (+3.51%) | $117,800 (-) Land $41,200 Building $76,600 | $117,800 (-) Land $41,200 Building $76,600 |
| 2024 | $5,190.00 (+7.32%) | ||
| 2023 | $117,800 Land $41,200 Building $76,600 | $117,800 Land $41,200 Building $76,600 | |
| 2022 | $4,836.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 60% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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