550 E 700th Ave, Altamont, IL 62411 Property Records

Effingham County property record for 550 E 700th Ave, Altamont, IL 62411

Property Summary

Property Type	Rural Home
Details	1 bd · 2,096 sqft · built 2000
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,299 (Apr 2013)
Tax Bill	$7,622 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-030-028`

Property Details

APN / Parcel Number

Primary APN	`09-02-030-028`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,096 sqft Base Area
1st Floor Area	2,096 sqft
Basement Area	1,968 sqft
Unfinished Basement	2,096 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Pole Barn	4,716 sqft

Location & Zoning

Street Address	550 E 700TH AVE
City	ALTAMONT
State	IL
Zip	62411-6701
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 871.2FT OF W 500FT SW SE 2937/91 2913/244 2272/257 2263/142 2135/183 2081/311 1508/314
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	4
Census Block	4041
Census Tract	950300

Owner

Source: Effingham County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 E 700TH AVE, ALTAMONT, IL 62411-6701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK
Mar 23, 2017	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2013 · Amount on Record
Deed Sale	Apr 1, 2013 · Amount on Record
Prior Sale	Jan 8, 2013 · Amount on Record
Deed Document Number	20131301649
Deed Book / Page	2937 / 91
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	2913/244
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	550 E 700TH AVE, ALTAMONT, IL 62411-6701
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003748/49
Date	Dec 16, 2021
Book Page	3748/49
Instrument	202121006133

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	550 E 700TH AVE, ALTAMONT, IL 62411-6701
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3684/171
Date	May 10, 2021
Book Page	3684/171
Instrument	202121002299

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	111 Months
Due	Aug 1, 2030

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	550 E 700TH AVE, ALTAMONT, IL 62411-6701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3287/226
Date	Mar 23, 2017
Book Page	3287/226
Instrument	201701701299

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,622.00 (+8.39%) Homeowner's exemption	$132,290 (+8.96%) Land $5,390 Building $126,900	$396,870 (+8.96%) Land $16,170 Building $380,700
2024	$7,032.00 (+36.15%)	$121,410 (+18.38%) Land $4,820 Building $116,590	$364,230 (+18.38%) Land $14,460 Building $349,770
2022	$5,165.00 Homeowner's exemption	$102,560 Land $3,850 Building $98,710	$307,680 Land $11,550 Building $296,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Nov 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: T-Mobile.

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