550 E 12th Ave, Apt 409, Denver, CO 80203 Property Records

Denver City property record for 550 E 12th Ave, Apt 409, Denver, CO 80203

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 874 sqft · built 1967
Lot Size	0.005 acres (218 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,000 (Mar 2022)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2019 Mortgage + 2 more
APN	`05031-20-053-053`

Property Details

APN / Parcel Number

Primary APN	`05031-20-053-053`
Alternative APNs	`680403120019` `161103690`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	874 sqft Living Area
1st Floor Area	874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2007
Architectural Style	Row Home
Exterior Material	Brick
Lot Area	218 sqft (0.005 acres)
Deck Area	105 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	550 E 12TH AVE, 409
City	DENVER
State	CO
Zip	80203-2525
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	G-MU-5
Legal Description	PENN SQUARE CONDOS U-409 PRK-31 LEVEL-1
Legal Subdivision	PENN SQUARE
Legal Block	2
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2000
Census Tract	2705

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	462 S PEARL ST, DENVER, CO 80209-2022
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERLFIRST FINANCIAL INC
Nov 17, 2017	Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING
Jun 28, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	202241411
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Mar 29, 2022
Property Address	550 E 12TH AVE APT 409, 409, DENVER, CO 80203-2525
Document Number	0000041411
Map Reference	MB 1615 PG 43
Instrument Date	Mar 25, 2022
Instrument	2022041411
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	462 S PEARL ST, DENVER, CO 80209-2022

Mortgage

Document Number	0000041412
Date	Mar 29, 2022
Instrument	2022041412

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	550 E 12TH AVE APT 409, 409, DENVER, CO 80203-2525
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000175827
Date	Dec 16, 2019
Instrument	2019175827

Lender

Name	AMERLFIRST FINANCIAL INC
Type	Non-Lending Institution
Address	MESA, AZ 85203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Nov 17, 2017
Property Address	550 E 12TH AVE APT 409, 409, DENVER, CO 80203-2525
Document Number	0000151439
Instrument Date	Nov 13, 2017
Instrument	151439
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 E 12TH AVE #409 DENVER CO 802032525, 409, DENVER, CO 80203-2525

Mortgage

Document Number	151440
Date	Nov 17, 2017
Instrument	151440

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	550 E 12TH AVE APT 409, 409, DENVER, CO 80203-2525
Document Number	0000091165
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E 12TH AVE #409 DENVER CO 802032525, 409, DENVER, CO 80203-2525

Mortgage

Document Number	0000091165
Date	Jul 13, 2017
Instrument	91165

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 12, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,939.00 (+25.02%)	$25,350 (+26.62%) Land $1,870 Building $1,870	$359,500 (+1.61%) Land $26,500 Building $333,000
2023	$1,551.00 (+0.32%)	$20,020 (-0.6%) Land $1,280 Building $18,740	$353,800 (+22.08%) Land $19,100 Building $334,700
2022		$20,140 Land $1,330 Building $18,810	$289,800 Land $19,100 Building $270,700
2021	$1,546.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Starry Fixed Wireless · Fiber in parts of the area	800 / 100
LiveWireNet Fixed Wireless	250 / 100
Aerux Broadband Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, T-Mobile, WiFiHood.

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