550 Dunegrass Circle Dr, Saugatuck, MI 49453 Property Records

Allegan County property record for 550 Dunegrass Circle Dr, Saugatuck, MI 49453

Property Summary

Property TypeCondominium
Details1 ba · built 2019
Lot Size3.05 acres (132,989 sqft)
OwnerTrust Name on File
Last Sale$2,225,000 (Aug 2019)
Tax Bill$55,714 (2025)
Deeds & MortgagesJan 2025 Line of Credit
Jun 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN57-077-009-00

Property Details

APN / Parcel Number

Primary APN57-077-009-00

Interior

Full Baths1 Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Lot Area132,989 sqft (3.05 acres)
Lot Dimensions665 ft deep x 200 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address550 DUNEGRASS CIRCLE DR
CitySAUGATUCK
StateMI
Zip49453-8804
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCRC
Legal DescriptionDUNEGRASS CONDOS UNIT 9 (2016)
Legal Range16W
Legal Township03N
Legal Section08
Legal SubdivisionDUNEGRASS SITE CONDOMINIUMS
Legal Unit9
JurisdictionALLEGAN MI
Township / Civil DivisionSAUGATUCK
Census Block Group1
Census Block1010
Census Tract30801

Owner

550 Dunegrass Circle Dr, a condominium, is owner-occupied and held in a trust since August 2019.

Source: Allegan County records, as of June 25, 2026

Owner of RecordTrust Name on File
Mailing Address99 E 8TH ST, 300, HOLLAND, MI 49423-3562
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2025Deed of Trust, Mortgage · Line of Credit
MERCANTILE BANK
Jun 21, 2023Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Jun 28, 2018Deed of Trust, Mortgage · ARM
LAKE MICHIGAN CU
Aug 8, 2019Warranty Deed, Transfer
CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Jul 2, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2019 · Amount on File
Deed SaleAug 8, 2019 · Amount on File
Deed Book / Page4369 / 291
Record UpdatedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address550 DUNEGRASS CIRCLE DR, SAUGATUCK, MI 49453-8804
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 E 8TH ST 300, 300, HOLLAND, MI 49423-3562

Mortgage

Document Number005002/229
DateJan 3, 2025
Book Page5002/229
Instrument2025000184
Lender
NameMERCANTILE BANK
TypeBank
AddressGRAND RAPIDS, MI 49501
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateJun 21, 2023
Property Address550 DUNEGRASS CIRCLE DR, SAUGATUCK, MI 49453-8804
Document Number004865/993
Book / Page4865 / 993
Map ReferenceLB 3959 PG 655
Instrument DateJun 16, 2023
Instrument2023009039
Transaction TypeTransfer
Record UpdatedJul 6, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1402 INDIAN PIPE LN, GLENCOE, MO 63038-1314

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address500 DUNEGRASS CIRCLE DR, SAUGATUCK, MI 49453-8804

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address550 DUNEGRASS CIRCLE DR, SAUGATUCK, MI 49453-8804
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4258/858
DateJun 28, 2018
Book Page4258/858
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJun 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.86%
Type Change DateJun 1, 2021
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.86%
Index1-Year LIBOR
Max Rate8.86%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateAug 8, 2019
Property Address550 DUNEGRASS CIRCLE DR, SAUGATUCK, MI 49453-8804
Document Number4369/291
Book / Page4369 / 291
Instrument DateAug 1, 2019
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
Tax$2,447.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 760, BRISTOL, IN 46507-0760

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 N EATHERTON RD, WILDWOOD, MO 63005-3505

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateJul 2, 2018
Property Address550 DUNEGRASS CIRCLE DR, SAUGATUCK, MI 49453-8804
Document Number4259/732
Book / Page4259 / 732
Instrument DateMay 31, 2018
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address231 FULTON ST W, 231, GRAND RAPIDS, MI 49503-2668

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 760, BRISTOL, IN 46507-0760

Tax Assessment & Valuation

The 2025 property tax bill for 550 Dunegrass Circle Dr was $55,714 with a homeowner's exemption.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalitySaugatuck City
Unified School DistrictSaugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,400,000 Land $1,400,000$2,800,000 Land $2,800,000
2025$55,714.00
2023$1,162,300 (+10.5%) Land $1,160,000 Building $2,300$2,324,600 (+10.5%) Land $2,320,000 Building $4,600
2022$1,051,900 Land $1,050,000 Building $1,900$2,103,800 Land $2,100,000 Building $3,800
2020$75,046.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 Dunegrass Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies73 units insured
incl. 62 condo units
Nearby Flood Claims2 (2019–2020)
Most Recent ClaimApr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Dunegrass Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALAMAZOO LAKE SEWER & WATER AUTHORITY
serves 5,000 people · EPA ID MI0003525
Water SourceGroundwater
Last State InspectionJun 2021
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Dunegrass Circle Dr

Nearby Streets

Search Property Records by Address or Parcel Number