550 Dove Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 550 Dove Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,331 sqft · built 1998
Lot Size	3.47 acres (151,153 sqft)
Owner	Individual Name on File
Last Sale	$193,500 (Jul 2018)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458003310626000`

Property Details

APN / Parcel Number

Primary APN	`458003310626000`
Alternative APN	`48142`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,331 sqft Heated Area
Basement Area	420 sqft
Finished Basement	420 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	151,153 sqft (3.47 acres)
Lot Width	640 ft Width
Terrain	Mountain
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	168 sqft
Deck Area	307 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	48142
Street Address	550 DOVE LN
City	MURPHY
State	NC
Zip	28906-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 HOLLY CREEK SUB 843/2
Legal Subdivision	CREEK SUB
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2000
Census Tract	930502

Owner

Source: Cherokee County records · APN 458003310626000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	550 DOVE LN, MURPHY, NC 28906-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage HOMESTAR FINANCIAL CORP
Jul 26, 2018	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	03586
Deed Book / Page	01592 / 0349
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	550 DOVE LN, MURPHY, NC 28906-2031
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1670/1035
Date	Jan 25, 2021
Book Page	1670/1035
Instrument	555

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 26, 2018
Property Address	550 DOVE LN, MURPHY, NC 28906-2031
Document Number	01592/0349
Book / Page	01592 / 0349
Map Reference	MB 843 PG 02
Instrument Date	Jul 24, 2018
Instrument	03586
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2431 NW 41ST ST # ST5106, 2431, GAINESVILLE, FL 32606-7468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 DOVE LN, MURPHY, NC 28906-2031

Mortgage

Document Number	03587
Date	Jul 26, 2018
Instrument	03587

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,324.00	$192,490 (-)	$192,490 (-) Land $30,000 Building $162,490
2023		$192,490	$192,490 Land $30,000 Building $162,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
CND Acquisition Cable	500 / 30
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Verizon Fixed Wireless	25 / 6
T-Mobile USA Fixed Wireless	25 / 3
Wilkes Telephone Membership Fixed Wireless	10 / 1

Based on FCC filings for 81 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dove Ln

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