Polk County property record for 550 Deep Woods Ln, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 2.5 ba · 1,536 sqft · built 2017 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Aug 2022) |
| Tax Bill | $3,166 (2026) |
| Deeds & Mortgages | Aug 2019 Refinance May 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P32-111 |
| Primary APN | P32-111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,536 sqft Finished Area |
| Basement Area | 330 sqft |
| Unfinished Basement | 330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Lot Area | 61,420 sqft (1.41 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 53544 |
|---|---|
| Street Address | 550 DEEP WOODS LN |
| City | SALUDA |
| State | NC |
| Zip | 28773-0258 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | PINEY MTN SD L#114, 0P04 PINEY MOUNTAIN |
| Legal Subdivision | PINEY MOUNTAIN |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 920201 |
550 Deep Woods Ln is owned and occupied by two individuals who bought it in August 2022.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 DEEP WOODS LN, SALUDA, NC 28773-0258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| May 15, 2018 | Deed of Trust, Mortgage ENTEGRA BANK |
| Aug 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC |
| May 14, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on File |
| Deed Sale | Aug 30, 2022 · Amount on File |
| Prior Sale | Oct 1, 2020 · Amount on File |
| Deed Book / Page | 472 / 1559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 550 DEEP WOODS LN, SALUDA, NC 28773-0258 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000442/895 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 442/895 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 550 DEEP WOODS LN, SALUDA, NC 28773-0258 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000433/0000000937 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 0000000433/0000000937 |
| Instrument | 004700150013 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 30, 2022 |
| Property Address | 550 DEEP WOODS LN, SALUDA, NC 28773-0258 |
| Document Number | 00472/1559 |
| Book / Page | 472 / 1559 |
| Map Reference | FILE E PG 1864 |
| Instrument Date | Aug 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7506 MONTRACHET DR, 7506, LEWISVILLE, NC 27023-8386 |
| Name | Verified Name |
|---|---|
| Address | 550 DEEP WOODS LN, SALUDA, NC 28773-0258 |
| Document Number | 0004721563 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 472/1563 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Oct 1, 2020 |
| Property Address | 550 DEEP WOODS LN, SALUDA, NC 28773-0258 |
| Document Number | 00452/1073 |
| Book / Page | 452 / 1073 |
| Map Reference | FILE E PG 1864 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 517 RIDDLE CT, 517, MODESTO, CA 95356-1751 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 550 DEEP WOODS LN, SALUDA, NC 28773-0258 |
| Document Number | 0004521077 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 452/1077 |
| Name | BEVERLY-HANKS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | May 14, 2018 |
| Property Address | 550 DEEP WOODS LN, SALUDA, NC 28773-0258 |
| Document Number | 000433/931 |
| Book / Page | 433 / 931 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CHUKKER HILL CT, COLUMBIA, SC 29223-8130 |
The 2026 property tax bill for 550 Deep Woods Ln was $3,166.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,166.00 | $585,964 (-) Land $42,460 Building $543,504 | $585,964 (-) Land $42,460 Building $543,504 |
| 2025 | $3,166.00 | $585,964 Land $42,460 Building $543,504 | $585,964 Land $42,460 Building $543,504 |
| 2023 | $2,832.00 | $423,020 Land $42,460 Building $380,560 | |
| 2021 | $423,020 Land $42,460 Building $380,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 Deep Woods Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Deep Woods Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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