Mobile County property record for 550 Cumberland Rd E, Mobile, AL 36608
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,908 sqft · built 1967 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $307,897 (Jul 2018) |
| Tax Bill | $2,549 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022805214001094 |
| Primary APN | R022805214001094 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,908 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Upper Floors Area | 1,140 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Slab |
| Porch Area | 793 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 525925 |
|---|---|
| Street Address | 550 CUMBERLAND RD E |
| City | MOBILE |
| State | AL |
| Zip | 36608-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 RIDGEFIELD UNIT 2 MBK 17 PG 32 #SEC 21 T4S R2W #MP28 05 21 4 001 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 21 |
| Legal Subdivision | RIDGEFIELD |
| Legal Lot Number | 26 |
| Legal Unit | 2 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3606 |
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 550 CUMBERLAND RD E, MOBILE, AL 36608-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jul 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Jan 31, 2018 | Correction Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on Record |
| Deed Sale | Jul 18, 2018 · Amount on Record |
| Prior Sale | Jan 5, 2007 · Amount on Record |
| Deed Document Number | 201841542 |
| Deed Book / Page | 7660 / 714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 550 CUMBERLAND RD E, MOBILE, AL 36608-3306 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 550 CUMBERLAND RD E, MOBILE, AL 36608-3306 |
| Document Number | 0000032412 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023032412 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 550 CUMBERLAND RD E, MOBILE, AL 36608-3306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021620 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021021620 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 18, 2018 |
| Property Address | 550 CUMBERLAND RD E, MOBILE, AL 36608-3306 |
| Document Number | 0000041542 |
| Book / Page | 7660 / 0714 |
| Map Reference | MB 17 PG 32 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 2018041542 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | GTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 SOMERBY DR, 1200, MOBILE, AL 36695-5425 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 550 CUMBERLAND RD E, MOBILE, AL 36608-3306 |
| Document Number | 0000041543 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018041543 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jan 31, 2018 |
| Property Address | 550 CUMBERLAND RD E, MOBILE, AL 36608-3306 |
| Document Number | 0000005269 |
| Book / Page | 007599 / 000720 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 5269 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 DE SALES AVE #C MOBILE AL 366072244, C, MOBILE, AL 36607-2244 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,549.00 (+4%) Homeowner's exemption | $41,030 (+3.9%) Land $7,500 Building $33,530 | $410,300 (+3.9%) Land $75,000 Building $335,300 |
| 2024 | $2,451.00 (+11.26%) Homeowner's exemption | $39,490 (+10.96%) Land $7,500 Building $31,990 | $394,900 (+10.96%) Land $75,000 Building $319,900 |
| 2023 | $2,203.00 Homeowner's exemption | $35,590 Land $7,500 Building $28,090 | $355,900 Land $75,000 Building $280,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 37 (1978–2009) |
| Claims Outside the SFHA | 24 of 37 |
| Most Recent Claim | Mar 2009 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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