550 Cole Dr, Guthrie, OK 73044 Property Records

Logan County property record for 550 Cole Dr, Guthrie, OK 73044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,919 sqft · built 2007
Lot Size	1.25 acres (54,494 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2025)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180001-110004-002000`

Property Details

APN / Parcel Number

Primary APN	`180001-110004-002000`
Alternative APNs	`420007096` `0007096`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,404 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	54,494 sqft (1.25 acres)
Lot Dimensions	272 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	348 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	301 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0007096
Street Address	550 COLE DR
City	GUTHRIE
State	OK
Zip	73044-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLE'S SUBD LOT 2 BLOCK 4 (1.25 AC)
Legal Range	02W
Legal Township	16N
Legal Section	12
Legal Subdivision	COLE'S SUB
Legal Block	4
Legal Lot Number	2
Jurisdiction	LOGAN OK
Township / Civil Division	GUTHRIE
Census Block Group	1
Census Block	1095
Census Tract	600501

Owner

550 Cole Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Logan County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 COLE DR, GUTHRIE, OK 73044-4200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Deed of Trust, Mortgage OKLAHOMA HOUSING FINANCE AGENCY
Jun 4, 2025	Deed of Trust, Mortgage · FHA Mortgage FIRST UNITED BANK & TRUST CO
Apr 25, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Dec 19, 2014 · Amount on File
Deed Document Number	20254051
Deed Book / Page	3395 / 214
Prior Transfer Date	May 14, 2010
Prior Transfer Doc	0021960587
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Property Address	550 COLE DR, GUTHRIE, OK 73044-4200
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	AMERICAN EAGLE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033950234
Date	Apr 25, 2025
Book Page	3395/234
Instrument	I-2025-004053

Lender

Name	OKLAHOMA HOUSING FINANCE AGENCY
Type	Government Agency
Address	100 NW 63RD ST, OKLAHOMA CITY, OK 73116

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Property Address	550 COLE DR, GUTHRIE, OK 73044-4200
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	AMERICAN EAGLE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8147 BRIGHTON AVE, EDMOND, OK 73034-1110

Mortgage

Document Number	0034050620
Date	Jun 4, 2025
Book Page	3405/620
Instrument	I-2025-005455

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	1400 W MAIN ST, DURANT, OK 74701

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2055

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN OK
Recording Date	Apr 25, 2025
Property Address	550 COLE DR, GUTHRIE, OK 73044-4200
Document Number	0033950214
Book / Page	3395 / 214
Instrument Date	Apr 22, 2025
Instrument	I-2025-004051
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TTL GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 678689, TYLER, TX 75707

Mortgage

Document Number	I2025004052
Date	Apr 25, 2025
Instrument	I-2025-004052

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 550 Cole Dr was $2,766.

Source: Logan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Logan County
Unified School District	Guthrie Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,009 (+31.51%) Land $3,397 Building $34,612	$345,544 (+11.43%) Land $30,886 Building $314,658
2025	$2,766.00	$28,901 (+5%) Land $3,397 Building $25,504	$310,093 (+8.82%) Land $30,886 Building $279,207
2024	$2,766.00 (+14.53%)	$27,526 (+5%) Land $3,397 Building $24,129	$284,955 (+19.57%) Land $30,886 Building $254,069
2023	$2,415.00	$26,214 Land $3,397 Building $22,817	$238,317 Land $30,886 Building $207,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 Cole Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Cole Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 76% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUTHRIE serves 9,925 people · EPA ID OK1020903
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Jul 2021
Treatment and Procedure	Organic carbon removal Apr 2021
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Airosurf Communications.

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