550 Cody Rd S, Mobile, AL 36695 Property Records

Mobile County property record for 550 Cody Rd S, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 7,012 sqft · built 1992
Lot Size	0.756 acres (32,944 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Apr 2022)
Tax Bill	$7,510 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`R022804194002001`

Property Details

APN / Parcel Number

Primary APN	`R022804194002001`
Alternative APNs	`28 04 19 4 002 001.XXX` `00507446` `507446`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	7,012 sqft Living Area
1st Floor Area	7,012 sqft
Upper Floors Area	1,700 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	32,944 sqft (0.756 acres)
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	672 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	507446
Street Address	550 CODY RD S
City	MOBILE
State	AL
Zip	36695-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR LOT 4 BLK 9 HIGHLAND PK MBK 4 P 380 RUN W 92 FT(S) TH NE 59.48 FT TH NW 53.56 FT TH NE 159.23 FT TH NLY 20 FT TH
Legal Range	04S
Legal Township	04S
Legal Section	19
Legal Subdivision	HIGHLAND PARK
Legal Block	9
Legal Lot Number	4
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	4
Census Block	4009
Census Tract	6411

Owner

550 Cody Rd S is owned and occupied by two individuals who bought it in April 2022.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 CODY RD S, MOBILE, AL 36695-3415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Nov 19, 2007 · Amount on File
Deed Document Number	202224769
Prior Transfer Date	Apr 18, 2007
Prior Transfer Doc	0000030293
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 4, 2022
Property Address	550 CODY RD S, MOBILE, AL 36695-3415
Document Number	0000024769
Map Reference	MB 4 PG 380-1
Instrument Date	Mar 31, 2022
Instrument	2022024769
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3221 RIVIERE DU CHIEN RD, 3221, MOBILE, AL 36693-5435

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	550 CODY RD S, MOBILE, AL 36695-3415

Mortgage

Document Number	0000024770
Date	Apr 4, 2022
Instrument	2022024770

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 550 Cody Rd S was $7,510, down 1.3% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,510.00 (-1.33%)	$77,320 (-1.34%) Land $3,500 Building $73,820	$773,200 (-1.34%) Land $35,000 Building $738,200
2024	$7,611.00 (+38.99%)	$78,370 (+38.81%) Land $3,500 Building $74,870	$783,700 (+38.81%) Land $35,000 Building $748,700
2023	$5,476.00	$56,460 Land $3,500 Building $52,960	$564,600 Land $35,000 Building $529,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 Cody Rd S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Cody Rd S is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20