550 Co Rd 474, Clanton, AL 35046 Property Records

Chilton County property record for 550 Co Rd 474, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,201 sqft · built 2005
Lot Size	0.57 acres (24,924 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Jun 2017)
Tax Bill	$2,563 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1902040001001034`

Property Details

APN / Parcel Number

Primary APN	`1902040001001034`
Alternative APNs	`19336` `81639`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	4,201 sqft Adjusted Area
1st Floor Area	3,146 sqft
Upper Floors Area	1,055 sqft
Basement Area	3,146 sqft
Finished Basement	3,146 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	24,924 sqft (0.57 acres)
Lot Dimensions	340 ft deep x 73 ft wide
View / Lot	Waterfront
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	536 sqft
Deck Area	Deck Area
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	19336
Street Address	550 COUNTY ROAD 474
City	CLANTON
State	AL
Zip	35046-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74 RESURVEY LAKE MITCHELL #2 MB 5/106 ALSOCOM AT NE
Legal Range	16
Legal Township	21
Legal Section	04
Legal Subdivision	LAKE MITCHELL CHILTON COUNTY PLAT NO 2
Legal Lot Number	74
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2011
Census Tract	60200

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	550 COUNTY ROAD 474, CLANTON, AL 35046-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit TIAA FSB HOLDINGS INC
Jun 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	2017208036
Deed Book / Page	2017 / 208036
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	550 COUNTY ROAD 474, CLANTON, AL 35046-3316
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2021/234966
Date	Jan 27, 2021
Book Page	R2021/234966
Instrument	234966

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	550 COUNTY ROAD 474, CLANTON, AL 35046-3316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2017/210146
Date	Sep 15, 2017
Book Page	R2017/210146
Instrument	210146

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	550 COUNTY ROAD 474, CLANTON, AL 35046-3316
Transaction Type	Mortgage
Record Updated	Mar 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2019/220189
Date	Feb 26, 2019
Book Page	R2019/220189
Instrument	220189

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jun 12, 2017
Property Address	550 COUNTY ROAD 474, CLANTON, AL 35046-3316
Document Number	R2017/208036
Book / Page	R2017 / 208036
Map Reference	MB 5 PG 106&107
Instrument Date	Jun 9, 2017
Instrument	208036
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Tax	$545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 COUNTY ROAD 474, 550, CLANTON, AL 35046-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	550 COUNTY ROAD 474, CLANTON, AL 35046-3316

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,563.00 (+7.15%)	$124,260 (-1.4%) Land $50,000 Building $74,260	$621,300 (-1.4%) Land $250,000 Building $371,300
2024	$2,392.00 (-0.71%)	$126,020 (-0.69%) Land $50,000 Building $76,020
2023	$2,409.00 (+10.56%)	$126,900 (+126.73%) Land $50,000 Building $76,900	$630,100 (+12.58%) Land $250,000 Building $380,100
2022	$2,179.00	$55,970 Land $26,500 Building $29,470	$559,700 Land $265,000 Building $294,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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