Madison County property record for 550 Clover Ave, Comer, GA 30629
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,912 sqft · built 2001 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (May 2021) |
| Tax Bill | $3,475 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0097 007 J |
| Primary APN | 0097 007 J |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,912 sqft Heated Area |
| Upper Floors Area | 1,200 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 1,728 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 168 sqft |
| Patio Area | 193 sqft |
| Lean-To | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9770 |
|---|---|
| Street Address | 550 CLOVER AVE |
| City | COMER |
| State | GA |
| Zip | 30629-3473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO-R2 |
| Legal Description | HSE/OBS/LAND |
| Legal Subdivision | ARNOLD PARK |
| Jurisdiction | MADISON GA |
| Township / Civil Division | COMER |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20300 |
550 Clover Ave is owned and occupied by two individuals who bought it in May 2021.
Source: Madison County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 CLOVER AVE, COMER, GA 30629-3473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK |
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| May 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Jun 14, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on File |
| Deed Sale | May 3, 2021 · Amount on File |
| Prior Sale | Jun 14, 2017 · Amount on File |
| Deed Document Number | 2021671 |
| Deed Book / Page | 1949 / 330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON GA |
| Property Address | 550 CLOVER AVE, COMER, GA 30629-3473 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 550 CLOVER AVE, COMER, GA 30629-3473 |
| Document Number | 0000001923/0000000243 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 0000001923/0000000243 |
| Name | COMMERCIAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON GA |
| Property Address | 550 CLOVER AVE, COMER, GA 30629-3473 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 550 CLOVER AVE, COMER, GA 30629-3473 |
| Document Number | 0000001798/0000000273 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 0000001798/0000000273 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON GA |
| Recording Date | May 3, 2021 |
| Property Address | 550 CLOVER AVE, COMER, GA 30629-3473 |
| Document Number | 001949/330 |
| Book / Page | 1949 / 330 |
| Instrument Date | May 3, 2021 |
| Instrument | 2021-000671 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 CLOVER AVE, COMER, GA 30629-3473 |
| Document Number | 0000001950/0000000001 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 0000001950/0000000001 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON GA |
| Recording Date | Jun 14, 2017 |
| Property Address | 550 CLOVER AVE, COMER, GA 30629-3473 |
| Document Number | 001690/316 |
| Book / Page | 1690 / 316 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 2017-000605 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 604, COMER, GA 30629-0604 |
The 2025 property tax bill for 550 Clover Ave was $3,475 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Comer City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,475.00 Homeowner's exemption | $116,600 Land $16,212 Building $100,388 | $291,500 Land $40,529 Building $250,971 |
| 2023 | $3,907.00 | $108,226 Land $16,800 Building $91,426 | $270,564 Land $42,000 Building $228,564 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 550 Clover Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Clover Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMER serves 1,531 people · EPA ID GA1950002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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