Oneida County and Bridgewater Town property record for 550 Clark Rd, Waterville, NY 13480
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2000 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Sep 2007) |
| Tax Bill | $4,969 (2026) |
| Deeds & Mortgages | Jan 2010 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 1360.6 |
| Primary APN | 1360.6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 313 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1360.6 |
|---|---|
| Street Address | 550 CLARK RD |
| City | WATERVILLE |
| State | NY |
| Zip | 13480-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 2.006 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 25800 |
550 Clark Rd is owned and occupied by an individual who bought it in September 2007.
Source: Oneida County and Bridgewater Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 550 CLARK RD, WATERVILLE, NY 13480-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2007 · Amount on File |
| Deed Sale | Sep 12, 2007 · Amount on File |
| Deed Book / Page | 2007 / 18690 |
| Prior Transfer Date | Jun 14, 2001 |
| Prior Transfer Doc | 2973000251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 550 CLARK RD, WATERVILLE, NY 13480-2812 |
| Document Number | 0000006538 |
| Instrument Date | Jan 12, 2010 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 550 CLARK RD WATERVILLE NY 134802812, WATERVILLE, NY 13480-2812 |
| Document Number | 0000006538 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 6538 |
| Name | PHH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416-9838 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 550 Clark Rd was $4,969 with a homeowner's exemption, down 1.7% from the year before.
Source: Oneida County and Bridgewater Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Bridgewater Town |
| Unified School District | Mount Markham Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,969.00 (-1.66%) Homeowner's exemption | ||
| 2025 | $5,053.00 | $133,700 Land $13,500 Building $120,200 | $237,057 Land $23,936 Building $213,121 |
| 2023 | $133,700 (-) Land $13,500 Building $120,200 | $189,645 (+19.15%) Land $19,149 Building $170,496 | |
| 2022 | $2,021.00 Homeowner's exemption | $133,700 Land $13,500 Building $120,200 | $159,167 Land $16,071 Building $143,096 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 Clark Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Clark Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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