550 Chipplegate Dr, Dayton, OH 45459 Property Records

Montgomery County property record for 550 Chipplegate Dr, Dayton, OH 45459 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,463 sqft · built 1970
Lot Size	0.422 acres (18,361 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2023)
Tax Bill	$6,445 (2024)
Deeds & Mortgages	Jul 2023 Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O68-00911-0012`

Property Details

APN / Parcel Number

Primary APN	`O68-00911-0012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,463 sqft Living Area
Gross Area	2,991 sqft
1st Floor Area	2,463 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	18,361 sqft (0.422 acres)
Lot Dimensions	170 ft deep x 108 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	49 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	550 CHIPPLEGATE DR
City	DAYTON
State	OH
Zip	45459-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	306 VILLAGE SOUTH 15
Legal Subdivision	VILLAGE SOUTH 15
Legal Lot Number	12
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2027
Census Tract	40204

Owner

Source: Montgomery County records · APN O68-00911-0012

Assessment roll updated December 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	550 CHIPPLEGATE DR, CENTERVILLE, OH 45459-2216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 09, 2023	Warranty Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC
Nov 16, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2023 · Amount on Record
Deed Sale	May 09, 2023 · Amount on Record
Deed Document Number	202323192
Prior Transfer Date	Nov 03, 2021
Prior Transfer Doc	0000087015
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	550 CHIPPLEGATE DR, DAYTON, OH 45459-2216
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 CHIPPLEGATE DR, DAYTON, OH 45459-2216

Mortgage

Document Number	0000037499
Date	Jul 25, 2023
Instrument	202300037499

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2038

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 09, 2023
Property Address	550 CHIPPLEGATE DR, DAYTON, OH 45459-2216
Document Number	0000023192
Map Reference	MB 84 PG 38
Instrument Date	Apr 13, 2023
Instrument	202300023192
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 CHIPPLEGATE DR, CENTERVILLE, OH 45459-2216

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 16, 2021
Property Address	550 CHIPPLEGATE DR, DAYTON, OH 45459-2216
Document Number	0000087015
Map Reference	MB 84 PG 38
Instrument Date	Nov 03, 2021
Instrument	2021-00087015
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,510 (-) Land $19,190 Building $82,320	$290,020 (-) Land $54,820 Building $235,200
2024	$6,445.00 (+20.18%)
2023	$5,363.00 (+15.76%)	$101,510 (+41.01%) Land $19,190 Building $82,320	$290,020 (+41%) Land $54,820 Building $235,200
2022	$4,633.00	$71,990 Land $13,610 Building $58,380
2020			$205,690 Land $38,880 Building $166,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130402042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Sep 1985, alluvial fan flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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