550 Chenango St, Binghamton, NY 13901 Property Records

Broome County and Binghamton City property record for 550 Chenango St, Binghamton, NY 13901

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,100 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$117,850 (Jul 2023)
Tax Bill	$4,055 (2016)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
APN	`030200 144.43-4-43`

Property Details

APN / Parcel Number

Primary APN	`030200 144.43-4-43`
Alternative APNs	`020014404300040430000000` `00001304430`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	1,060 sqft
2nd Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	130 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	292 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00001304430
Street Address	550 CHENANGO ST
City	BINGHAMTON
State	NY
Zip	13901-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	YES
Legal Subdivision	MAP OF DENISON PLACE
Legal Block	4
Legal Lot Number	43.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	2
Census Block	2018
Census Tract	400

Owner

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	550 CHENANGO ST, BINGHAMTON, NY 13901-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Document Number	202315768
Deed Book / Page	2731 / 255
Record Updated	Jun 8, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BROOME NY
Recording Date	Jul 25, 2023
Property Address	550 CHENANGO ST, BINGHAMTON, NY 13901-2105
Document Number	002731/255
Book / Page	2731 / 255
Map Reference	MB 1 PG 383
Instrument Date	Jun 30, 2023
Instrument	202300015768
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	FREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 HOMECREST AVE, HUNTINGTN STA, NY 11746-3724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1975 84TH ST, BROOKLYN, NY 11214-3065

Mortgage

Document Number	202300015769
Date	Jul 25, 2023
Instrument	202300015769

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,500 (-) Land $8,500 Building $58,000	$126,900 (+20.22%) Land $16,220 Building $110,680
2023		$66,500 (-) Land $8,500 Building $58,000	$105,556 (+7.14%) Land $13,492 Building $92,064
2022		$66,500 Land $8,500 Building $58,000	$98,519 Land $12,593 Building $85,926
2016	$4,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2011–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks Holding.

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