550 Charwila Ln, Enumclaw, WA 98022 Property Records

King County property record for 550 Charwila Ln, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,580 sqft · built 1979
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Aug 2014)
Tax Bill	$5,105 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`543782-0020`

Property Details

APN / Parcel Number

Primary APN	`543782-0020`
Alternative APN	`543782002009`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	7,875 sqft (0.181 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	543782002009
Street Address	550 CHARWILA LN
City	ENUMCLAW
State	WA
Zip	98022-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	MELODY PARK DIV #3
Legal Range	06
Legal Township	20
Legal Section	26
Legal Subdivision	MELODY PARK DIV NO. 03
Legal Lot Number	2
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	4
Census Block	4005
Census Tract	31302

Owner

550 Charwila Ln is owned and occupied by two individuals who bought it in August 2014.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 CHARWILA LN, ENUMCLAW, WA 98022-2046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2014 · Amount on File
Deed Sale	Aug 13, 2014 · Amount on File
Prior Sale	May 11, 2006 · Amount on File
Deed Document Number	2014742
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	550 CHARWILA LN, ENUMCLAW, WA 98022-2046
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002007
Date	Sep 20, 2021
Instrument	20210920002007

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	550 CHARWILA LN, ENUMCLAW, WA 98022-2046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000455
Date	Nov 27, 2019
Instrument	20191127000455

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	550 CHARWILA LN, ENUMCLAW, WA 98022-2046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002804
Date	Dec 9, 2020
Instrument	20201209002804

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 550 Charwila Ln was $5,105.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Enumclaw City
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,105.00
2025		$532,000 (+5.56%) Land $215,000 Building $317,000	$532,000 (+5.56%) Land $215,000 Building $317,000
2024	$4,838.00	$504,000 Land $194,000 Building $310,000	$504,000 Land $194,000 Building $310,000
2022	$4,483.00	$493,000 Land $191,000 Building $302,000	$493,000 Land $191,000 Building $302,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Charwila Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Charwila Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Skynet Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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