550 Chartwell Ct, Troy, OH 45373 Property Records

Miami County property record for 550 Chartwell Ct, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,672 sqft · built 2008
Lot Size	0.699 acres (30,448 sqft)
Owner	Trust Name on File
Last Sale	$61,000 (Jun 2008)
Tax Bill	$7,098 (2025)
Deeds & Mortgages	Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`D08-105660`

Property Details

APN / Parcel Number

Primary APN	`D08-105660`
Alternative APN	`050619.3-09-009-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,672 sqft Living Area
1st Floor Area	5,032 sqft
Upper Floors Area	1,156 sqft
Basement Area	2,516 sqft
Finished Basement	1,294 sqft
Unfinished Basement	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	30,448 sqft (0.699 acres)
Garage Area	839 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	365 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	550 CHARTWELL CT
City	TROY
State	OH
Zip	45373-9801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10060 STONEBRIDGE ESTATES #4
Legal Subdivision	STONEBRIDGE ESTATES #4
Legal Lot Number	10060
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1023
Census Tract	365001

Owner

550 Chartwell Ct is owner-occupied and held in a trust since February 2021.

Source: Miami County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	550 CHARTWELL CT, TROY, OH 45373-9801
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2008 · Amount on File
Deed Sale	Jun 25, 2008 · Amount on File
Prior Sale	Oct 24, 2007 · Amount on File
Last Transfer Date	Feb 26, 2021
Transfer Doc	0000003486
Record Updated	Sep 20, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 2, 2021
Property Address	550 CHARTWELL CT, TROY, OH 45373-9801
Document Number	0000003486
Instrument Date	Feb 26, 2021
Instrument	3486
Transaction Type	Transfer
Record Updated	Apr 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	550 CHARTWELL CT TROY OH 453739801, TROY, OH 45373-9801

Tax Assessment & Valuation

The 2025 property tax bill for 550 Chartwell Ct was $7,098 with a homeowner's exemption, down 7.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,098.00 (-7.59%) Homeowner's exemption	$214,130 (+5.1%) Land $26,460 Building $187,670	$611,800 Land $75,600 Building $536,200
2024	$7,681.00 (+2.21%) Homeowner's exemption	$203,740 (-) Land $26,460 Building $177,280
2023	$7,515.00 (+17.46%) Homeowner's exemption	$203,740 (-) Land $26,460 Building $177,280	$582,100 (-) Land $75,600 Building $506,500
2022	$6,398.00 Homeowner's exemption	$203,740 Land $26,460 Building $177,280	$582,100 Land $75,600 Building $506,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Chartwell Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Chartwell Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20