550 Central Ave, White Bluff, TN 37187 Property Records

Dickson County property record for 550 Central Ave, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,008 sqft · built 1987
Lot Size	0.576 acres (25,075 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Sep 2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022096P D 01100`

Property Details

APN / Parcel Number

Primary APN	`022096P D 01100`
Alternative APN	`096P D 01100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,008 sqft Living Area
1st Floor Area	1,228 sqft
Upper Floors Area	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,075 sqft (0.576 acres)
Lot Dimensions	295 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	864 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	550 CENTRAL AVE
City	WHITE BLUFF
State	TN
Zip	37187-9182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H03
Legal Subdivision	BLUEBIRD PROPERTIES SUBDIVISION
Jurisdiction	DICKSON TN
Township / Civil Division	12
Census Block Group	3
Census Block	3030
Census Tract	60300

Owner

550 Central Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Dickson County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 CENTRAL AVE, WHITE BLUFF, TN 37187-9182
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Jul 14, 2026	Warranty Deed, Transfer RUDY TITLE LLC, RUDY TITLE
Oct 16, 2025	Warranty Deed, Transfer · Commercial Mortgage JOHN GRISWOLD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Jul 14, 2026 · Amount on File
Deed Document Number	2026391212
Deed Book / Page	1618 / 419
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Sep 18, 2026
Property Address	550 CENTRAL AVE, WHITE BLUFF, TN 37187-9182
Document Number	0000391212
Book / Page	1618 / 419
Instrument Date	Sep 17, 2026
Instrument	2026391212
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	RUDY TITLE LLC, RUDY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,348.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	550 CENTRAL AVE, WHITE BLUFF, TN 37187-9182

Mortgage

Document Number	0000391213,
Date	Sep 18, 2026
Instrument	2026391213

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Jul 14, 2026
Property Address	550 CENTRAL AVE, WHITE BLUFF, TN 37187-9182
Document Number	0000388872
Book / Page	1614 / 1010
Instrument Date	Jul 10, 2026
Instrument	2026388872
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	RUDY TITLE LLC, RUDY TITLE

Transaction

Amount	Amount on Record
Tax	$21,674.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	125 GRAHAM ST, WHITE BLUFF, TN 37187-4058

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Oct 16, 2025
Property Address	550 CENTRAL AVE, WHITE BLUFF, TN 37187-9182
Document Number	00V1599308
Book / Page	V1599 / 308
Instrument Date	Oct 10, 2025
Instrument	379962
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9005 OVERLOOK BLVD, BRENTWOOD, TN 37027-5269
Investor	Possibly a Property Investor

Mortgage

Document Number	0000379963
Date	Oct 16, 2025
Instrument	379963

Lender

Name	JOHN GRISWOLD
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$81,800 (-) Land $17,475 Building $64,325
2024	$81,800 Land $17,475 Building $64,325	$327,200 Land $69,900 Building $257,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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