550 Broadneck Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 550 Broadneck Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,219 sqft · built 2021
Lot Size	0.17 acres (7,407 sqft)
Owner	Individual Name on Record
Last Sale	$910,000 (May 2026)
Tax Bill	$7,600 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-420-90250134`

Property Details

APN / Parcel Number

Primary APN	`03-420-90250134`
Alternative APNs	`3-420-90250134` `42090250134`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,219 sqft Living Area
Gross Area	3,619 sqft
1st Floor Area	1,026 sqft
Basement Area	804 sqft
Finished Basement	804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,407 sqft (0.17 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	42090250134
Street Address	550 BROADNECK RD
City	ANNAPOLIS
State	MD
Zip	21409-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 8 HIGHLAND WOODS
Legal Subdivision	HIGHLAND WOODS
Legal Block	1
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	730902

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 BROADNECK RD, ANNAPOLIS, MD 21409-5504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 8, 2020	Deed of Trust, Mortgage TRUIST BK
Jan 11, 2019	Grant Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Deed Book / Page	42353 / 145
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 19, 2026
Property Address	550 BROADNECK RD, ANNAPOLIS, MD 21409-5504
Document Number	4235000145
Book / Page	42353 / 145
Instrument Date	Apr 21, 2026
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$919,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 BROADNECK RD, ANNAPOLIS, MD 21409-5504

Mortgage

Document Number	4235000152,
Date	May 19, 2026
Book Page	42353/152

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	550 BROADNECK RD, ANNAPOLIS, MD 21409-5504
Document Number	0344770103
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2062 GENERALS HWY ANNAPOLIS MD 214016775, ANNAPOLIS, MD 21401-6775

Mortgage

Document Number	0344770103
Date	Apr 22, 2020
Book Page	034477/000103

Lender

Name	TRUIST BK
Address	PO BOX 1290, WHITEVILLE, NC 28472-1290

Agreement

Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 11, 2019
Property Address	550 BROADNECK RD, ANNAPOLIS, MD 21409-5504
Document Number	0328020369
Book / Page	032802 / 000369
Instrument Date	Jan 3, 2019
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 296 CROWNSVILLE MD 210320296, CROWNSVILLE, MD 21032-0296

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,600 (+5.05%)	$715,400 (-) Land $235,200 Building $480,200
2025	$7,600.00 (+4.71%)	$649,800 (+10.37%)	$715,400 (+15.95%) Land $235,200 Building $480,200
2024	$7,258.00 (+12.91%)
2023	$6,428.00	$588,733	$617,000 Land $225,200 Building $391,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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