550 Breckenridge Dr E, Mobile, AL 36608 Property Records

Mobile County property record for 550 Breckenridge Dr E, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,992 sqft · built 1995
Lot Size0.367 acres (16,012 sqft)
Owner2 Individual Names on File
Last Sale$134,362 (Jul 2018)
Deeds & MortgagesJun 2020 Line of Credit
Nov 2018 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR022705210000002109

Property Details

APN / Parcel Number

Primary APNR022705210000002109
Alternative APNs
  • 27 05 21 0 000 002.109
  • 02552874
  • 2552874

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,992 sqft Living Area
1st Floor Area1,992 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,012 sqft (0.367 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area135 sqft
Deck AreaDeck Area
Patio Area98 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number2552874
Street Address550 BRECKENRIDGE DR E
CityMOBILE
StateAL
Zip36608-8479
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 WEDGEFIELD UNIT ONE MBK 62/46 #SEC 21 T4S R3W #MP27 05 21 0 000
Legal Range04S
Legal Township04S
Legal Section21
Legal SubdivisionWEDGEFIELD
Legal Lot Number20
JurisdictionMOBILE AL
Township / Civil DivisionTANNER WILLIAMS
Census Block Group1
Census Block1043
Census Tract6407

Owner

550 Breckenridge Dr E is owned and occupied by two individuals who bought it in July 2018.

Source: Mobile County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address550 BRECKENRIDGE DR E, MOBILE, AL 36608-8479
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Deed of Trust, Mortgage · Line of Credit
NEW HORIZONS CU
Nov 30, 2018Warranty Deed, Transfer · Conventional Mortgage
BANCORPSOUTH
Jul 19, 2018Grant Deed, Transfer · Conventional with PMI
EMBRACE HM LOANS
Oct 27, 2017Warranty Deed, Foreclosure
ATTORNEY ONLY
Feb 10, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2018 · Amount on File
Deed SaleJul 19, 2018 · Amount on File
Prior SaleFeb 10, 2017 · Amount on File
Deed Document Number201842088
Deed Book / Page7660 / 1900
Prior Transfer DateJan 13, 2017
Prior Transfer Doc0000008224
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address550 BRECKENRIDGE DR E, MOBILE, AL 36608-8479
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036664
DateJun 22, 2020
Instrument2020036664
Lender
NameNEW HORIZONS CU
TypeCredit Union
AddressMOBILE, AL 36652
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 11, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateNov 30, 2018
Property Address550 BRECKENRIDGE DR E, MOBILE, AL 36608-8479
Document Number0000067291
Instrument DateNov 26, 2018
Instrument67291
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87.50

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address550 BRECKENRIDGE DR E MOBILE AL 366088479, MOBILE, AL 36608-8479

Mortgage

Document Number67292
DateNov 30, 2018
Instrument67292
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 29, 2033

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMOBILE AL
Recording DateJul 19, 2018
Property Address550 BRECKENRIDGE DR E, MOBILE, AL 36608-8479
Document Number0000042088
Book / Page007660 / 001900
Instrument DateJul 11, 2018
Instrument42088
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 BRECKENRIDGE DR E MOBILE AL 366088479, MOBILE, AL 36608-8479

Mortgage

Document Number42089
DateJul 19, 2018
Book Page007660/001902
Instrument42089
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 18, 2048

October 2017: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateOct 27, 2017
Property Address550 BRECKENRIDGE DR E, MOBILE, AL 36608-8479
Document Number0000061438
Book / Page007570 / 000122
Instrument DateOct 12, 2017
Instrument61438
Transaction TypeForeclosure
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2401 NW 23RD ST #ID OKLAHOMA CITY OK 731072442, ID, OKLAHOMA CITY, OK 73107-2442
InvestorPossibly a Property Investor

February 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMOBILE AL
Recording DateFeb 10, 2017
Property Address550 BRECKENRIDGE DR E, MOBILE, AL 36608-8479
Document Number0000008224
Book / Page007476 / 000882
Instrument DateJan 13, 2017
Instrument8224
Transaction TypeForeclosure
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$135.28

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1600 S DOUGLASS RD ANAHEIM CA 928065948, ANAHEIM, CA 92806-5948
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$22,060 Land $4,000 Building $18,060$220,600 Land $40,000 Building $180,600
2023Additional exemption filed$21,090 Land $3,500 Building $17,590$210,900 Land $35,000 Building $175,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 Breckenridge Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Breckenridge Dr E is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 75% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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