550 Bailey Rd SE, Aragon, GA 30104 Property Records

Floyd County property record for 550 Bailey Rd SE, Aragon, GA 30104

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,696 sqft · built 2023
Lot Size	5.35 acres (233,046 sqft)
Owner	2 Individual Names on File
Tax Bill	$466 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`M17--074C`

Property Details

APN / Parcel Number

Primary APN	`M17--074C`
Alternative APN	`360976`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,696 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	233,046 sqft (5.35 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	360976
Street Address	550 BAILEY RD SE
City	ARAGON
State	GA
Zip	30104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	TR4A PB28-229 230
Legal Tract	4A
Legal Lot Number	4A
Jurisdiction	FLOYD GA
Township / Civil Division	ROME
Census Block Group	1
Census Block	1012
Census Tract	1706

Owner

550 Bailey Rd SE is owned and occupied by two individuals who acquired it in January 2024.

Source: Floyd County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 BAILEY RD SE, ARAGON, GA 30104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage FREEDOM MORTGAGE
Aug 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage WESTSIDE BANK
Aug 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT BANK
Apr 28, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jan 3, 2024	Warranty Deed, Transfer · VA Mortgage HOMEOWNERS FINANCIAL
Nov 21, 2023	Warranty Deed, Transfer
May 24, 2022	Warranty Deed, Transfer
Oct 1, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2024
Deed Sale	Jan 3, 2024
Prior Sale	Nov 21, 2023 · Amount on File
Deed Book / Page	2826 / 111
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	0026460411
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	550 BAILEY RD SE, ARAGON, GA 30104
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BAILEY RD

Mortgage

Document Number	0029260000001095
Date	Jan 14, 2026
Book Page	0000002926/0000001095

Lender

Name	FREEDOM MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	550 BAILEY RD SE, ARAGON, GA 30104
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028090000000332
Date	Aug 21, 2023
Book Page	0000002809/0000000332

Lender

Name	WESTSIDE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2024

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	550 BAILEY RD SE, ARAGON, GA 30104
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BAILEY RD

Mortgage

Document Number	0028090000000348
Date	Aug 21, 2023
Book Page	0000002809/0000000348

Lender

Name	PIEDMONT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2024

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	550 BAILEY RD SE, ARAGON, GA 30104
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BAILEY RD

Mortgage

Document Number	0028880000001078
Date	Apr 28, 2025
Book Page	0000002888/0000001078

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Jan 3, 2024
Property Address	550 BAILEY RD SE, ARAGON, GA 30104
Document Number	0028260111
Book / Page	2826 / 111
Instrument Date	Dec 29, 2023
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	BAILEY RD, GA

Mortgage

Document Number	0002826113
Date	Jan 3, 2024
Instrument	2826/113

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Nov 21, 2023
Property Address	550 BAILEY RD SE, ARAGON, GA 30104
Document Number	0028201154
Book / Page	2820 / 1154
Instrument Date	Nov 20, 2023
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BAILEY RD, GA

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	May 24, 2022
Property Address	550 BAILEY RD SE, ARAGON, GA 30104
Document Number	0027501284
Book / Page	2750 / 1284
Instrument Date	May 24, 2022
Instrument	2022-001971
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 BAILEY RD SE, ARAGON, GA 30104-1246

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLOYD GA
Recording Date	Oct 1, 2020
Property Address	BAILEY RD, ROME, GA 30161
Document Number	0026460417
Book / Page	002646 / 000417
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$33.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	BAILEY RD CEDARTOWN GA 30125, CEDARTOWN, GA 30125

Tax Assessment & Valuation

The 2026 property tax bill for 550 Bailey Rd SE was $466 with exemptions applied, down 9% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$466.00 (-89.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	$4,643.00 (+30.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$162,136 (+30.51%) Land $20,392 Building $141,744	$405,340 (+30.51%) Land $50,980 Building $354,360
2024	$3,554.00 (+652.97%)	$124,234 (+653.94%) Land $18,126 Building $106,108	$310,585 (+653.94%) Land $45,315 Building $265,270
2023	$472.00 (+16.83%)	$16,478 (+20.88%) Land $16,478	$41,195 (+20.88%) Land $41,195
2022	$404.00	$13,632 Land $13,632	$34,080 Land $34,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Bailey Rd SE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Bailey Rd SE is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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