550 Backwoods Trl, Canton, NC 28716 Property Records

Haywood County property record for 550 Backwoods Trl, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,113 sqft · built 1988
Lot Size	2.37 acres (103,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2019)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8675-06-0485`

Property Details

APN / Parcel Number

Primary APN	`8675-06-0485`
Alternative APN	`239893`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,113 sqft Heated Area
Gross Area	2,400 sqft
1st Floor Area	1,113 sqft
Upper Floors Area	835 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	103,629 sqft (2.37 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	239893
Street Address	550 BACKWOODS TRL
City	CANTON
State	NC
Zip	28716-7408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	550 BACKWOODS TRL
Legal Subdivision	TERRY M SIDEBOTTOM
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2000
Census Tract	921302

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 BACKWOODS TRL, CANTON, NC 28716-7408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Oct 1, 2019	Warranty Deed, Transfer · Conventional Mortgage KERMIT & KATHY SMATHERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	20198997
Deed Book / Page	982 / 1189
Prior Transfer Date	Dec 30, 2005
Prior Transfer Doc	0006570396
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	550 BACKWOODS TRL, CANTON, NC 28716-7408
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009550037
Date	Jul 9, 2018
Book Page	955/0037
Instrument	2018005946

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 1, 2019
Property Address	550 BACKWOODS TRL, CANTON, NC 28716-7408
Document Number	0009821189
Book / Page	000982 / 001189
Instrument Date	Sep 30, 2019
Instrument	8997
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	550 BACKWOODS TRL CANTON NC 287167408, CANTON, NC 28716-7408

Mortgage

Document Number	9821192
Date	Oct 1, 2019
Book Page	000982/001192
Instrument	8998

Lender

Name	KERMIT & KATHY SMATHERS
Address	4327 DUTCH COVE RD, CANTON, NC 28716-7487
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 30, 2029

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,000 (-) Land $32,100 Building $303,900
2025	$2,343.00	$336,000 (-) Land $32,100 Building $303,900	$336,000 (-) Land $32,100 Building $303,900
2023		$336,000 Land $32,100 Building $303,900	$336,000 (-) Land $32,100 Building $303,900
2021			$336,000 Land $32,100 Building $303,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	40 (1994–2024)
Claims Outside the SFHA	12 of 40
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 14 claims Hurricane Ivan, Sep 2004 · 8 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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