550 Ave Adobe, San Clemente, CA 92672 Property Records

Orange County property record for 550 Ave Adobe, San Clemente, CA 92672 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1973
Square Footage1,024 sqft Living Area
Lot Size2,576 sqft (0.059 acres)
OccupancyOwner Occupied
Last Sale$675,000 (2015)
Tax Bill$8,132.00 (2025)

Owner

Source: Orange County records · APN 690-162-18

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address550 AVENIDA ADOBE, SAN CLEMENTE, CA 92672-2402
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 29, 2024Intrafamily Transfer, Transfer
Mar 29, 2024Intrafamily Transfer, Transfer
Feb 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2015 · Amount on Record
Deed SaleMar 25, 2015 · Amount on Record
Prior SaleMay 09, 2012 · Amount on Record
Deed Doc Number2015152864
Last Transfer DateMar 28, 2024
Transfer Doc0000078685
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address550 AVENIDA ADOBE, SAN CLEMENTE, CA 92672-2402
Transaction TypeMortgage
Record UpdatedMay 10, 2024
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 AVENIDA ADOBE, SAN CLEMENTE, CA 92672-2402

Mortgage

Document Number0000106202
DateApr 29, 2024
Instrument2024000106202
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 20, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateMar 29, 2024
Property Address550 AVENIDA ADOBE, SAN CLEMENTE, CA 92672-2402
Document Number0000078685
Map ReferenceMB 317 PG 30&1
Instrument DateMar 28, 2024
Instrument2024000078685
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address550 AVENIDA ADOBE, SAN CLEMENTE, CA 92672-2402

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateMar 29, 2024
Property Address550 AVENIDA ADOBE, SAN CLEMENTE, CA 92672-2402
Document Number0000078686
Map ReferenceMB 317 PG 30&31
Instrument DateMar 28, 2024
Instrument2024000078686
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 AVENIDA ADOBE, SAN CLEMENTE, CA 92672-2402

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address550 AVENIDA ADOBE, SAN CLEMENTE, CA 92672-2402
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077121
DateFeb 24, 2020
Instrument2020000077121
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2040

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$827,466 (+2%) Land $737,208 Building $90,258
2025$8,132.00 (+3.92%) Homeowner's exemption$811,242 (+4.04%) Land $722,753 Building $88,489
2023$7,825.00 (+1.95%) Homeowner's exemption$779,742 Land $694,689 Building $85,053
2022$7,675.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire LikelihoodAbout 1 in 424 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN690-162-18

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,024 sqft Living Area
1st Floor1,024 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area2,576 sqft (0.059 acres)
Parking Spaces2 Parking Spaces
Garage Area462 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address550 AVENIDA ADOBE
CitySAN CLEMENTE
StateCA
Zip92672-2402
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 8008 BLK LOT 74 TR 8008 LOT 74 TOGETHER WITH AN UND 1/80 INT IN
Legal SubdivisionTRACT NO. 8008
Legal Tract8008
Legal Lot Number74
JurisdictionORANGE CA
Minor Civil DivisionSOUTH COAST
Census Blockgroup2
Census Block2000
Census Tract42114

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