550 Argos Cir, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 550 Argos Cir, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 978 sqft · built 1972
Lot Size	0.288 acres (12,545 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Nov 2003)
Tax Bill	$4,703 (2025)
Deeds & Mortgages	Jan 2018 Transfer Jan 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`017-372-28`

Property Details

APN / Parcel Number

Primary APN	`017-372-28`
Alternative APN	`017-372-28-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	978 sqft Living Area
Gross Area	1,408 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,545 sqft (0.288 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	550 ARGOS CIR
City	WATSONVILLE
State	CA
Zip	95076-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 529
Legal Subdivision	TRACT 529 BAY VILLAGE
Legal Tract	529
Legal Lot Number	224
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2007
Census Tract	110102

Owner

550 Argos Cir is owned by an individual who bought it in November 2003.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1571 KARI LN, ROYAL OAKS, CA 95076-9306
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Quit Claim Deed, Transfer STEWART TITLE
Jan 9, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2003 · Amount on File
Deed Sale	Nov 10, 2003 · Amount on File
Prior Sale	Feb 25, 1994 · Amount on File
Deed Document Number	2003113259
Prior Transfer Date	Feb 18, 1994
Prior Transfer Doc	0000014997
Record Updated	Oct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 10, 2018
Property Address	550 ARGOS CIR, WATSONVILLE, CA 95076-4444
Document Number	0000000864
Instrument Date	Dec 28, 2017
Instrument	864
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1571 KARI LN ROYAL OAKS CA 950769306, ROYAL OAKS, CA 95076-9306

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 9, 2018
Property Address	550 ARGOS CIR, WATSONVILLE, CA 95076-4444
Document Number	0000000705
Map Reference	MB 54 PG 33
Instrument Date	Dec 28, 2017
Instrument	2018-0000705
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TI SPL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 KARI LN, ROYAL OAKS, CA 95076-9306

Mortgage

Document Number	0000000706
Date	Jan 9, 2018
Instrument	2018-0000706

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 550 Argos Cir was $4,703.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,805 (+2%) Land $204,484 Building $136,321
2025	$4,703.00	$334,122 Land $200,474 Building $133,648
2023	$4,149.00 (+1.94%)	$321,149 Land $192,690 Building $128,459	$390,870
2022	$4,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Argos Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 550 Argos Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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