550 Alder St, Elgin, OR 97827 Property Records

Union County property record for 550 Alder St, Elgin, OR 97827

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 680 sqft · built 1915
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2022)
Tax Bill	$900 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
APN	`01N3915DA 5800`

Property Details

APN / Parcel Number

Primary APN	`01N3915DA 5800`
Alternative APNs	`01N39E15DA580002301` `13107`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	680 sqft Living Area
1st Floor Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	9,583 sqft (0.22 acres)
Lot Width	85 ft Width
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	13107
Street Address	550 ALDER ST
City	ELGIN
State	OR
Zip	97827-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EL-R
Legal Lot Number	5800
Jurisdiction	UNION OR
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3055
Census Tract	970100

Owner

Source: Union County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	68506 INDIAN CREEK RD, ELGIN, OR 97827-8317
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Oct 31, 2008 · Amount on Record
Deed Document Number	2022264
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	550 ALDER ST, ELGIN, OR 97827-9707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200412
Date	Feb 7, 2020
Instrument	20200412

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Municipality	Elgin City
Unified School District	Elgin School District 23 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$900.00 (+6.01%)	$49,980 (+2.99%) Land $19,340 Building $30,640	$124,160 (+13.12%) Land $43,030 Building $81,130
2023	$849.00 (+3.03%)	$48,530 (+6.07%) Land $18,780 Building $29,750	$109,760 (+10.71%) Land $40,050 Building $69,710
2022	$824.00	$45,752 Land $17,692 Building $28,060	$99,140 Land $37,990 Building $61,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 75% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN WATER DEPARTMENT serves 1,717 people · EPA ID OR4100273
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless · Fiber, DSL in parts of the area	50 / 10