550 Akolea Rd, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 550 Akolea Rd, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,860 sqft · built 1979
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$650,000 (Jul 2016)
Tax Bill$2,539 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Sep 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-2-5-058-001

Property Details

APN / Parcel Number

Primary APN3-2-5-058-001
Alternative APNs
  • 3-2-5-058-001-0000
  • 250580010000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,860 sqft Living Area
Gross Area2,948 sqft
1st Floor Area2,860 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area43,560 sqft
Garage TypeCarport
Garage Area484 sqft
CarportCarport
Carport Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area232 sqft
Deck Area306 sqft
Patio Area530 sqft

Location & Zoning

Street Address550 AKOLEA RD
CityHILO
StateHI
Zip96720-1511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5A
Legal DescriptionLOT 1 1.000 AC FP 1531 HILO HEIGHTS S/D
Legal SubdivisionHILO HEIGHTS SUBDIVISION
Legal Lot Number1
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group3
Census Block3001
Census Tract20802

Owner

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address550 AKOLEA RD, HILO, HI 96720-1511
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2017Deed of Trust, Mortgage · Line of Credit
HFS FEDERAL CU
Sep 11, 2019Deed of Trust, Mortgage · Line of Credit
AMERICAN SAVINGS BANK FSB
Sep 21, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2016 · Amount on Record
Deed SaleJul 7, 2016 · Amount on Record
Prior SaleSep 27, 2013 · Amount on Record
Deed Document Number201660320328
Last Transfer DateAug 28, 2018
Transfer Doc0068380676
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address550 AKOLEA RD, HILO, HI 96720-1511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A64640016
DateSep 12, 2017
InstrumentA-64640016
Lender
NameHFS FEDERAL CU
TypeCredit Union
AddressHILO, HI 96720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 30, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address550 AKOLEA RD, HILO, HI 96720-1511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTG

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A71930030
DateSep 11, 2019
InstrumentA-71930030
Lender
NameAMERICAN SAVINGS BANK FSB
TypeBank
AddressHONOLULU, HI 96813
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 22, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAWAII HI
Recording DateSep 21, 2018
Property Address550 AKOLEA RD, HILO, HI 96720-1511
Document Number0A68380676
Instrument DateAug 28, 2018
InstrumentA68380676
Transaction TypeTransfer
Record UpdatedOct 2, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address550 AKOLEA RD HILO HI 967201511, HILO, HI 96720-1511

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$671,400 (+3.01%) Land $192,700 Building $478,700$907,300 (+3.63%) Land $350,100 Building $557,200
2025$2,539.00 (+2.09%)$651,800 (+3%) Land $192,700 Building $459,100$875,500 (+4.85%) Land $318,300 Building $557,200
2024$632,800 (+2.99%) Land $192,700 Building $440,100$835,000 (+8.34%) Land $303,200 Building $531,800
2023$2,487.00 Homeowner's exemption$614,400 Land $192,700 Building $421,700$770,700 Land $275,600 Building $495,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimAug 2018 · Hurricane Lane

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 68% of Hawaii
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000

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