Contra Costa County property record for 550 41st St, Richmond, CA 94805
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1926 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,489 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 517-050-018-4 |
| Primary APN | 517-050-018-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Lot Area | 3,300 sqft (0.076 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 550 41ST ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94805-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPAULD RICH PULL LOT 32 POR 33 BLK 28 |
| Legal Subdivision | SPAULDING RICHMOND-PULLMAN |
| Legal Block | 28 |
| Legal Lot Number | 32 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 371000 |
550 41st St is held in a trust since July 2021.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 550 41ST ST, RICHMOND, CA 94805-1814 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Mar 31, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 26, 2021 |
| Transfer Doc | 0000031878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 550 41ST ST, RICHMOND, CA 94805-1814 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 550 41ST ST, RICHMOND, CA 94805-1814 |
| Document Number | 0000186922 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020-186922 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | WINNEBAGO, WI 54985 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 31, 2026 |
| Property Address | 550 41ST ST, RICHMOND, CA 94805-1814 |
| Document Number | 0000031878 |
| Map Reference | MB 4 PG 80 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2026- 031878 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 41ST ST, RICHMOND, CA 94805-1814 |
The 2025 property tax bill for 550 41st St was $2,489.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $78,251 (+2%) Land $38,028 Building $40,223 | |
| 2025 | $2,489.00 | $76,718 Land $37,283 Building $39,435 |
| 2023 | $2,443.00 (+3.6%) Homeowner's exemption | $73,740 Land $35,836 Building $37,904 |
| 2022 | $2,358.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 550 41st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 550 41st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
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