Saguache County property record for 550 3rd St, Saguache, CO 81149
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,188 sqft · built 1934 |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Sep 2020) |
| Tax Bill | $1,512 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R006250 |
| Primary APN | R006250 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,188 sqft Heated Area |
| Gross Area | 1,668 sqft |
| 1st Floor Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 303 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | R006250 |
|---|---|
| Street Address | 550 3RD ST |
| City | SAGUACHE |
| State | CO |
| Zip | 81149-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7-8 BLK B EXCEPT THE E. 5'OF 8 BLK. B SETTLES B.4 14 P 288 |
| Legal Subdivision | SETTLES ADDN SAGUACHE |
| Legal Block | B |
| Legal Lot Number | 7 8 |
| Jurisdiction | SAGUACHE CO |
| Township / Civil Division | SAGUACHE |
| Census Block Group | 1 |
| Census Block | 1120 |
| Census Tract | 977600 |
550 3rd St is owned and occupied by an individual who bought it in September 2020.
Source: Saguache County records, as of February 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 550 3RD ST, SAGUACHE, CO 81149-5025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HIGH COUNTRY BANK |
| Sep 25, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage HIGH COUNTRY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on File |
| Deed Sale | Sep 25, 2020 · Amount on File |
| Deed Document Number | 391383 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGUACHE CO |
| Property Address | 550 3RD ST, SAGUACHE, CO 81149-5025 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000397377 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 397377 |
| Name | HIGH COUNTRY BANK |
|---|---|
| Type | Bank |
| Address | SALIDA, CO 81201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 27, 2037 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SAGUACHE CO |
| Recording Date | Sep 25, 2020 |
| Property Address | 550 3RD ST, SAGUACHE, CO 81149-5025 |
| Document Number | 0000391383 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 391383 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 ELMHURST DR, LONGMONT, CO 80503-2399 |
| Name | Verified Name |
|---|---|
| Address | 550 3RD ST, SAGUACHE, CO 81149-5025 |
| Document Number | 0000391384 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 391384 |
| Name | HIGH COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 550 3rd St was $1,512.
Source: Saguache County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Saguache County |
| Municipality | Saguache Town |
| Unified School District | Mountain Valley School District RE-1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,512.00 | $14,344 Land $2,100 Building $12,244 | $229,496 Land $33,600 Building $195,896 |
| 2023 | $963.00 (+9.43%) | $9,389 (+6.94%) Land $1,617 Building $7,772 | $140,135 (+14.12%) Land $24,130 Building $116,005 |
| 2022 | $880.00 | $8,780 Land $2,402 Building $6,378 | $122,796 Land $33,600 Building $89,196 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 550 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Aug 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SAGUACHE serves 504 people · EPA ID CO0155800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator May 2026 |
| Monitoring and Reporting | 117 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ciello Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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